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(c) Comprehensive Service Provision. The Resident Services Agent shall conduct mobility and mental health assessments to determine independent living ability. These assessments will inform the type and frequency of programming offered. The Resident Services Agent will also be responsible for planning social events and quality of life programming to promote community interaction and prevent social isolation. Section 10.5 Insurance Requirements. (a) Required Coverage. The Developer shall maintain and keep in force, at the Developer's sole cost and expense, the following insurance applicable to the Development: (1) To the extent required by law, Worker's Compensation insurance, including Employer's Liability coverage, with limits not less than required by applicable law. (2) "All risk" builder's risk insurance, including coverage for vandalism and malicious mischief and covering improvements in place and all material and equipment at the job site furnished under contract, but excluding contractors', subcontractors', and construction managers' tools and equipment and property owned by contractors' and subcontractors' employees. (3) Comprehensive or Commercial General Liability insurance with limits not less than One Million Dollars ($1,000,000) each occurrence combined single limit for Bodily Injury and Property Damage, including coverages for Contractual Liability, Personal Injury, Broadform Property Damage, Products and Completed Operations. (4) Comprehensive Automobile Liability insurance with limits not less than One Million Dollars ($1,000,000) each occurrence combined single limit for Bodily Injury and Property Damage, including coverages for owned, non-owned and hired vehicles, as applicable; provided, however, that if the Developer does not own or lease vehicles for purposes of this Agreement, then no automobile insurance shall be required and both parties to this Agreement shall initial this provision signifying same. (5) Upon acquisition of the leasehold interest in the Site, property insurance covering the Development covering all risks of loss, including flood, if the Site is located in a flood zone, for one hundred percent (100%) of the replacement value, with deductible, if any, acceptable to the City, naming the City as a Loss Payee, as its interest may appear. Any dispute that is within the jurisdiction of a probate or small claims court will take place in such venues. (b) Contractor's Insurance. The Developer shall cause any general contractor or agent working on the Development under direct contract with the Developer to maintain insurance of the types and in at least the minimum amounts described in subsections (a)(1), (a)(2), (a)(3) and(a)(4) above, and shall require that such insurance shall meet all of the general requirements of subsection (c) below. Subcontractors working on the Development under indirect contract with the Developer shall be required to maintain the insurance described in subsections (a)(1), (a)(2), (a)(3) and (a)(4) above; provided that the amount of Commercial General Liability insurance for each subcontractor shall have a limit of not less than One Million 24 191A52V1242198.13