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SCHEDULE A <br />FULL TIME PLANS <br />FICAL FDIC -insured investments <br />Participant Account Fees: No Charge <br />Asset-Based Fees: No Charge <br />Transaction/Recurring Fees: <br />^ Emergency withdrawals $25.00 <br />^ Plan-to-plan transfer $25.00 <br />^ Provider-to-Provider $25.00 <br />^ Return of over deferred amounts No Charge <br />^ Distributions (periodic or lumpsum) No Charge <br />^ Catch-up processing No Charge <br />^ Fund redirections (telephone switch) No Charge <br />13 <br />