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Hiscox Insurance Company Inc.
<br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
<br />CGL E2227 CW (03/23) Page 1of2
<br />Includes copyrighted material of Insurance Services Office, Inc.,
<br />with its permission.
<br />AMENDED WAR EXCLUSION
<br />This endorsement modifies insurance provided under the following:
<br />COMMERCIAL GENERAL LIABILITY COVERAGE PART
<br />A. Paragraph 2. Exclusions under Section I –COV-
<br />ERAGE A –BODILY INJURY AND PROPERTY
<br />DAMAGE LIABILITY, the exclusion of “War” is de-
<br />leted in its entirety and replaced with the following:
<br />i. War, Civil War, Cyberwarfare, and NCBR
<br />“Bodily injury” or “property damage” based upon or
<br />arising out of, directly or indirectly occasioned by,
<br />happening through or in consequence of:
<br />1.war, invasion, acts of foreign enemies, hostilities
<br />(whether war is declared or not), civil war, rebel-
<br />lion, revolution, insurrection, military, or usurped
<br />power;
<br />2.confiscation, nationalization, requisition, de-
<br />struction of, or damage to property by or under
<br />the order of any government, public, or local au-
<br />thority;
<br />3.“cyberwarfare”, to the extent not otherwise ex-
<br />cluded by paragraph 1; or
<br />4.any “NCBR malicious act”.
<br />This will not apply to damage by fire to premises
<br />while rented to you or temporarily occupied by you
<br />with the owner’s permission. Any payments we
<br />make for “property damage” to such premises will
<br />be subject to the Damage to Premises Limit.
<br />B. Paragraph 2. Exclusions under Section I –COV-
<br />ERAGE B –PERSONAL AND ADVERTISING IN-
<br />JURY LIABILITY, the exclusion of “War” is deleted in
<br />its entirety and replaced with the following:
<br />o. War, Civil War, Cyberwarfare, and NCBR
<br />“Personal and advertising injury”, based upon or
<br />arising out of, directly or indirectly occasioned by,
<br />happening through or in consequence of
<br />1.war, invasion, acts of foreign enemies, hostilities
<br />(whether war is declared or not), civil war, rebel-
<br />lion, revolution, insurrection, military, or usurped
<br />power;
<br />2.confiscation, nationalization, requisition, de-
<br />struction of, or damage to property by or under
<br />the order of any government, public, or local au-
<br />thority;
<br />3.“cyberwarfare”, to the extent not otherwise ex-
<br />cluded by paragraph 1; or
<br />4.any “NCBR malicious act”.
<br />C.InSection V –DEFINITIONS, the following defini-
<br />tions are added for purposes of this endorsement:
<br />1.“Cyberwarfare” means any:
<br />a.unauthorized access to, or use, alteration, cor-
<br />ruption, damage, manipulation, misappropria-
<br />tion, theft, deletion, or destruction of, any com-
<br />puter hardware or electronic data;
<br />b.creation, transmission, or introduction into a
<br />computer system, computer network, or elec-
<br />tronic data of a computer virus or harmful
<br />code; or
<br />c.restriction or inhibition of access to a computer
<br />system, computer network, or electronic data,
<br />including through a denial-of-service (DoS) at-
<br />tack,
<br />committed by, or on behalf of, a “state”.
<br />In determining by whom any action listed in parts
<br />a. through c. above is committed we will consider
<br />to whom any governing body (including the gov-
<br />erning body’s intelligence, law enforcement, or
<br />military services) attributes such action, regard-
<br />less of whether:
<br />i.the computer system, computer network, or
<br />electronic data is physically located within the
<br />jurisdiction of that governing body; or
<br />ii.there are inconsistent statements within differ-
<br />ent branches or agencies of that governing
<br />body (including intelligence, law enforcement,
<br />or military services) as to whom the action is
<br />attributable to.
<br />However, if:
<br />Chaplin And Hill Investigative Services, LLC
<br />HSX2GL107051-01
<br />Nov 5 2024
<br />Named Insured :
<br />Policy Number :
<br />Endorsement Effective :
<br />Docusign Envelope ID: 1B65D8BB-306F-4CEA-97D4-8D9BBCF94581
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