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<br />POLICY NUMBER: Z2FJ67523400
<br />822-0001 08 19 Includes copyrighted material of the Insurance Services Office Inc., with its permission.Page 6 of 14
<br />Copyright 2019 The Hanover Insurance Company. All Rights Reserved.
<br />occupied by you with permission of the owner. If the
<br />General Aggregate Limit shown on the Declarations
<br />is less than $1,000,000, for the purpose of the
<br />Damages To Premises Rented to You coverage
<br />only, the General Aggregate Limit will be equal to
<br />the Damage to Premises Rented to You Limit
<br />shown on the Declarations. The Damage to
<br />Premises Rented to You Limit does not and should
<br />not be construed to increase the General
<br />Aggregate Limit except as provided in the limited
<br />circumstance described in this paragraph.
<br />D. Broad Form Property Damage – Borrowed
<br />Equipment, Customers’ Goods, Use of
<br />Elevators
<br />1.The following is added to SECTION I –
<br />COVERAGES, COVERAGE A – BODILY
<br />INJURY AND PROPERTY DAMAGE
<br />LIABILITY, 2. Exclusions, j. Damage to
<br />Property:
<br />Paragraph (4) does not apply to “property
<br />damage” to borrowed equipment while at a
<br />jobsite and not being used to perform
<br />operations.
<br />Paragraphs (3), (4) and (6) do not apply to
<br />“property damage” to “customers’ goods” while
<br />on your premises.
<br />Paragraphs (3), (4) and (6) do not apply to the
<br />use of elevators.
<br />2.For the purposes of this endorsement, the
<br />following definition is added to SECTION V –
<br />DEFINITIONS:
<br />1.“Customers’ goods” means property of
<br />your customer(s) on your premises for the
<br />purpose of being:
<br />a.Worked on; or
<br />b.Used in your manufacturing process.
<br />3.The insurance afforded under this provision is
<br />excess over any other valid and collectible
<br />property insurance (including deductible)
<br />available to the insured whether primary,
<br />excess, contingent or on any other basis.
<br />E. Incidental Malpractice – Employed Nurses,
<br />EMT’s and Paramedics
<br />With respect to the COMMERCIAL GENERAL
<br />LIABILITY COVERAGE form, SECTION II – WHO
<br />IS AN INSURED, paragraph 2.a.(1)(d) and with
<br />respect to the SMALL COMMERCIAL LIABILITY
<br />COMPANION endorsement, SECTION IV –
<br />EXCLUSIONS, A. Professional Services do not
<br />apply to a nurse, emergency medical technician or
<br />paramedic employed by you if you are not engaged
<br />in the business or occupation of providing medical,
<br />paramedical, surgical, dental, x-ray or nursing
<br />services.
<br />F. Personal and Advertising Injury – Broad Form
<br />1. SECTION I – COVERAGES, COVERAGE B –
<br />PERSONAL AND ADVERTISING INJURY
<br />LIABILITY, 2. Exclusions, e. Contractual
<br />Liability is deleted.
<br />2. SECTION V – DEFINITIONS, 14. "Personal
<br />and advertising injury", paragraph b. is
<br />replaced by the following:
<br />b.Malicious prosecution or abuse of process.
<br />3.The following is added to SECTION V –
<br />DEFINITIONS, 14. "Personal and advertising
<br />injury":
<br />“Discrimination” (unless insurance thereof is
<br />prohibited by law) that results in injury to the
<br />feelings or reputation of a natural person, but
<br />only if such “discrimination” is:
<br />(1)Not done intentionally by or at the direction
<br />of:
<br />(a)The insured;
<br />(b)Any officer of the corporation, director,
<br />stockholder, partner or member of the
<br />insured; and
<br />(2)Not directly or indirectly related to an
<br />"employee", nor to the employment,
<br />prospective employment or termination of
<br />any person or persons by an insured.
<br />4.For purposes of this endorsement, the following
<br />definition is added to SECTION V –
<br />DEFINITIONS:
<br />1.“Discrimination” means the unlawful
<br />treatment of individuals based upon race,
<br />color, ethnic origin, gender, religion, age, or
<br />sexual preference. “Discrimination” does
<br />not include the unlawful treatment of
<br />individuals based upon developmental,
<br />physical, cognitive, mental, sensory or
<br />emotional impairment or any combination
<br />of these.
<br />5.This coverage does not apply if liability
<br />coverage for “personal and advertising injury” is
<br />excluded either by the provisions of the
<br />Coverage Form or any endorsement thereto.
<br />G. Product Recall Expense
<br />1. SECTION I – COVERAGES, COVERAGE A –
<br />BODILY INJURY AND PROPERTY DAMAGE
<br />LIABILITY, 2. Exclusions, n. Recall of
<br />Products, Work or Impaired Property is
<br />replaced by the following:
<br />n. Recall of Products, Work or Impaired
<br />Property
<br />Damages claimed for any loss, cost or
<br />expense incurred by you or others for the
<br />loss of use, withdrawal, recall, inspection,
<br />Insured Copy
<br />DocuSign Envelope ID: 127FE52A-CAEF-4879-B943-68F42EA8FF9D
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