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insurance certificates required under this Agreement does not relieve the Consultant from its <br /> obligation under this paragraph. <br /> 12. Insurance. During the term of this Agreement, Consultant shall maintain in full force and <br /> effect, at its own cost and expense, insurance coverages with insurers with an A.M. Best's rating <br /> of no less than A:VII. Contractor shall have the obligation to furnish City, as additional insured, <br /> the minimum coverages identified below, or such greater or broader coverage for City, if <br /> available in the Contractor's policies: <br /> a. General Liability and Bodily njury Insurance. Commercial general liability <br /> insurance with limits of at least$1,000,000 combined limit for bodily injury and property <br /> damage that provides that the City, its officers, employees and agents are named as additional <br /> insureds under the policy as evidenced by an additional insured endorsement satisfactory to the <br /> City Attorney. The policy shall state in writing either on the Certificate of Insurance or attached <br /> rider that this insurance will operate as primary insurance for work performed by Consultant and <br /> its subconsultants, and that no other insurance effected by City or other named insured will be <br /> called on to cover a loss. <br /> b. Automobile Liability Insurance. Automobile liability insurance with limits not less <br /> than $1,000,000 per person/per occurrence. <br /> c. Workers' Compensation Insurance. Workers' Compensation Insurance for all of <br /> Consultant's employees, in strict compliance with State laws, including a waiver of subrogation <br /> and Employer's Liability Insurance with limits of at least$1,000,000. <br /> c. Professional Liabilitv Insurance. Professional liability insurance in the amount of <br /> $1,000,000. <br /> d. Certificate of Insurance. Consultant shall file a certificate of insurance with the City <br /> prior to the City's execution of this Agreement, and prior to engaging in any operation or activity <br /> set forth in this Agreement. The Certificate of Insurance shall provide in writing that the <br /> insurance afforded by this Certificate shall not be suspended, voided, canceled, reduced in <br /> coverage or in limits without providing notice to the City in accordance with California <br /> Insurance Code section 677.2 which requires the notice of cancellation to: 1) include the <br /> effective date of the cancellation; 2) include the reasons for the cancellation; and 3)be given at <br /> least 30 days prior to the effective date of the cancellation,except that in the case of cancellation <br /> for nonpayment of premiums or for fraud,the notice shall be given no less than 10 days prior to <br /> the effective date of the cancellation. Notice shall be sent by certified mail, return receipt <br /> requested. In addition, the insured shall provide thirty(30)days prior written notice to the City <br /> of any cancellation, suspension, reduction of coverage or in limits,or voiding of the insurance <br /> coverage required by this agreement. The City reserves the right to require complete certified <br /> copies of policies. <br /> e. Waiver of Subrogation. The insurer agrees to waive all rights of subrogation against <br /> the City, its officers, employees and agents. <br /> f. Defense Costs. Coverage shall be provided on a"pay on behalf of basis,with <br /> defense costs payable in addition to policy limits. There shall be no cross liability exclusions. <br /> 3 1 P a g e <br />