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F-36 | City of Pleasanton Affirmatively Furthering Fair Housing <br />Figure F-19: Overpayment by Percentage of Renter Households (2015 – 2019) <br /> <br />Source: HCD AFFH Geospatial Data <br /> <br />Homeowners generally experience a lower rate of cost burden than renters. While the housing <br />market has resulted in home prices increasing dramatically, homeowners often have mortgages <br />with fixed rates, whereas renters are more likely to be impacted by market increases. Figure F-20 <br />shows the percentages of homeowners experiencing overpayment.