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and questioned whether Habitat was working with Alameda County. She also asked about the possibility of the city's doing a similar program and piggy backing with the County's program. She was advised that Renew AC is not a Habitat program but Habitat is working with the County. Mr. Hernandez commented on aspects of the staff report, discussed delays in completing housing projects, and the fact that some homeowners are over -income. Commissioner Duggan commented on the current program problems and asset limitations and questioned whether the recommendation being made was to switch from Habitat to Renew AC. Mr. Dolan advised that there were some aspects of the Renew AC program that could be helpful to the City of Pleasanton if they were to switch to something similar or consider piggy backing onto the Renew AC program. Commissioner Duggan questioned whether Habitat would be able to make the switch and Ms. Gray advised that Habitat is the administrator of a number of programs and have been considering how changing to the program would work for the City of Pleasanton. She advised that use of the City of Pleasanton funds would need be prioritized before moving to the Alameda County funding. Commissioner Duggan asked Ms. Gray for details on why the 7 loans had been denied by Habitat and wondered if something could be changed for these. Ms. Gray indicated it could be beneficial to try and connect with the individuals that were denied and refer them to a Case Management individual for assistance. Commissioner Gaidos questioned staff on whether the City of Pleasanton has an issue with senior citizens being a population without housing or homeless. Mr. Hernandez advised that Habitat processes the applications and provides information about assistance. Mr. Dolan indicated that he didn't believe it was an issue with a big number of seniors, but it is enough that City Council is willing to spend funds on it. Commissioner Gaidos stated that he would support moving to the Renew AC aspect with $150,000 in assets. Commissioner Welsh felt much of the problem in projects not getting done is that the projects are too small for many contractors. Mr. Hernandez provided information about the contractor amount being increased from $5,000 to $10,000, and Ms. Gray also advised that since taking over the program Habitat now has a group of contractors that have agreed to work with them. She also informed Commissioner Welsh that typical projects include repair/replacement of windows, siding, ramps, etc. Commissioner Welsh questioned whether some of the $150,000 allocation was for projects and loans and how that worked. Staff provided information and Mr. Hernandez noted that very few people are repaying loans. Commissioner Welsh felt changing the limits to be more applicable to the Pleasanton market area made sense. Commissioner Kiziloglu indicated that she liked the city's program but has an issue with funds coming from the Lower Income Housing Fund that she felt should be used for low-income housing. She stated that there would never be funds to build low-income housing and wanted staff to rethink this. Chairperson Soby felt assets should be refigured and likes the $150,000 amount being recommended. He also felt the rental idea was in need of more consideration. Mr. Hernandez advised that it would be given as a grant as is being done by the City of Fremont. Mr. Dolan felt it would be more dramatic going to deferred loans, but it also appears to be the most effective. Commissioner Duggan asked about the grant amount per loan from the City, and Mr. Hernandez advised it can be up to $10,000 and loans with amounts up to $35,000. Page - 4 -