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The city and the Bank may treat the registered owner hereof <br />as the absolute owner for all purposes, and the City and the Bank <br />shall not be affected by any notice to the contrary. <br /> <br /> This Bond or any portion of it in the amount of $5,000 or any <br />integral multiple thereof, may be redeemed and paid in advance of <br />maturity upon the second day of March or September in any year by <br />giving at least 30 days' notice by registered or certified mail or <br />by personal service to the registered owner hereof at such owner's <br />address as it appears on the registration books of the Bank and by <br />paying principal and accrued interest together with a premium equal <br />to three percentum of the principal. <br /> <br /> I hereby certify that the following is a correct copy of the <br />signed legal opinion of STURGIS, NESS, BRUNSELL & SPERRY a <br />professional corporation, Emeryville, California, on file in my <br />office. <br /> <br />City Clerk <br /> <br />4 <br /> <br /> <br />