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discovery (other than time limitations, which must conform to the fore,oing schedule) and the provisions of the California Evidence Code shall be applicable to such proceeding. If the arbitrator is deciding issues where agreement by the parties is required or contemplated but not theretofore reached, then the arbitrator shall make a decision only on those issues or subissues concerning which there is no agreement of the parties, and the arbit~.ator's decision shall not be greater or lesser in amount or scope than the range of offers made by the parties on the issue. In all cases, the arbitrator shall make tindings on all issues of tact raised by the parties in the Notice of Default. ~fhe arbitrator shall issue his determination within ten (10) business days following the conclusion of the arbitration proceedings. The determination of the arbitrator and the facts admitted under this Section above shall be conclusive subject to vacation or correction solely on the bases set Forth in California Code of Civil Procedure Sections 1286? and 1286.6, except that the Court shall review de novo all questions of law based esdusivcly on the findings of fact by the arbitrator, which arc deemed stipulated by the parties, either in a hearing on a petition as described in California Code of Civil Procedure Section 1285, et seq., or in a new action filed to enforce a party's rights under this Agreement, and on any additional facts required to be found in order to reach a decision. NOTICE: BY INITIALING IN THE SPACF. BELOW, THE PARTIES ARE AGRF.F.ING TO HAVE THE ARBITRABLE. CLAIMS DF.CIDI:U BY NEUTRAL ARBITRATION AS PROVIllED BY CALIFORNIA AND FF,DERAL LAW AND THE PARTIES ARE GIVING UP ANY RIGIITS THEY MIGHT POSSESS TO HAVE THE. ARBITRATED ISSUES LITIGATED IN A COURT OR BY .JURY TRIAL. BY INITIALING IN THE SPACE BELOW, THE. PARTIES ARE GIVING UP THEIR JUDICIAL RIGHTS OF APPEAL. IF ANY PARTY REFUSES TO SUBMIT TO ARBITRATION AFTER AGREEING TO THIS AGRF.F.MENT, SUCH PARTY MAY BE COMPELLED TO ARBITRATE UNDER TIIE AUTHORITY OF CALIFORNIA OR FEDF,RAL LAW. EACH PARTY IS ENTERING INTO THIS AGREEMENT VOLUNTARILY. THE. PARTIF,S HAVE REAll AND UNllEKSTAND THE FOREGOING AND AGREE TO SUBMIT THE ARBITRABLE CLAIMS TO NEUTRAL ARBITRATIONS. INITIALS: INITIALS: DATI;U: DA"fF.D: t?