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Neither the City nor the Bank shall be required to make <br /> such exchang~ or registration of transfer of bonds during the <br /> fifteen (15) days immediately preceding any interest payment date. <br /> <br /> The City will not obligate itself to advance available <br />funds from the city treasury to cure any deficiency which may occur <br />in the bond redemption fund. A determination not to obligate itself <br />shall not prevent the city from, in its sole discretion, so <br />advancing funds. <br /> <br /> The City and the Bank may treat the registered owner <br />hereof as the absolute owner for all purposes, and the City.and the <br />Bank shall not be affected by any notice to the contrary. <br /> <br /> This Bond or any portion of it in the amount of $5,000 or <br />any integral multiple thereof, may be redeemed and paid in advance <br />of maturity upon the second day of March or September in any year by <br />giving at least 30 days' notice by registered mail to the registered <br />owner hereof at such owner's address as it appears on the <br />registration books of the Bank and by paying principal and accrued <br />interest together with a premium equal to three percentum of the <br />principal. <br /> <br /> I hereby certify that the following is a correct copy of <br />the signed legal opinion of STURGIS, NESS, BRUNSELL & SPERRY a <br />professional corporation, Emeryville, California, on file in my <br />office. <br /> <br /> City Clerk <br /> <br /> 5 <br /> <br /> <br />