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as the absolute owner for all purposes, and the City and the Bank <br />shall not be affected by any notice to the contrary. <br /> <br /> This Bond or any portion of it in the amount of $5,000 or any <br />integral multiple thereof, may be redeemed and paid in advance of <br />maturity upon the second day of March or September in any year by <br />giving at least 30 days' notice by registered mail to the registered <br />owner hereof at such owner's address as it appears on the <br />registration books of the Bank and by paying principal and accrued <br />interest together with a premium equal to three percentum of the <br />principal. <br /> <br /> This Bond is not subject to refunding pursuant to the <br />Refunding Act of 1984 (Division 11.5 of the Streets and Highways <br />Code) nor in connection with subsequent assessment proceedings for <br />additional improvements, prior to September 2, 1994. <br /> <br /> I hereby certify that the following is a correct copy of the <br />signed legal opinion of STURGIS, NESS, BRUNSELL & SPERRY a <br />professional corporation, Emeryville, California, on file in my <br />office. <br /> City Clerk <br /> <br /> <br />