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To the extent that there is an obligati <br />Consultant shall be responsible for incid~ <br />directly or indirectly, in whole or in part, <br />willful misconduct. <br />n to indemnify under this Section 13, <br />ntal and consequential damages resulting <br />from Consultant's negligence, reckless or <br />Such obligations to defend, hold harmless and indemnify any Indemnitee shall <br />not apply to the extent such Liabilities are caused by the sole negligence, active <br />negligence or willful misconduct of such Indemnitee. <br />14. Insurance. During the term of this Agreement, Consultant shall <br />maintain in full force and effect at its own cost and expense the following insurance <br />coverage with insures with an A.M. Best's rating of no less than A:VII: <br />a. General Liability and Bodily Injury Insurance. <br />Commercial general liability insurance with limits of at least $1,000,000 <br />combined limit for bodily injury and property damage that provides that the <br />City, its officers, employees and agents are named additional insureds under <br />the policy. The policy shall state in writing either on the Certificate of <br />Insurance or attached rider that this insurance will operate as primary insurance <br />for work performed by Consultant and its subconsultants, and that no other <br />insurance effected by City or other named insured will be called on to cover a <br />..loss. <br />b. Automobile Liability Insurance. Automobile liability insurance <br />with limits not less than $1,000,000 per person/per occurrence. <br />c. Workers' Compensation Insurance. Workers' Compensation <br />Insurance for all of Consultant's employees, in strict compliance with State laws, <br />including a waiver of subrogation and Employer's Liability Insurance with limits of at <br />least $1,000,000. <br />d. Professional Liability Insurance. Professional liability insurance <br />in the amount of $1,000,000. <br />e. Certificate of Insurance. Consultant shall file a certificate of <br />insurance with the City prior to the City's execution of this Agreement, and prior to <br />engaging in any operation or activity set forth in this Agreement. The Certificate of <br />Insurance shall provide in writing that the insurance afforded by this Certificate shall <br />not be suspended, voided, canceled, reduced in coverage or in limits without <br />providing thirty (30) days prior written notice by certified mail, return receipt <br />requested, has been given to the City. In addition, the insured shall provide thirty <br />5 <br />