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<br />13. Indemnitv and Hold Harmless. To the fullest extent permitted by law <br />(including, without limitation, California Civil Code SS 2782 and 2782.6), Consultant shall <br />defend (with legal counsel reasonably acceptable to the City), indemnify, and hold harmless, <br />the City and its officers, agents and employees (collectively "Indemnitees") from and against <br />any and all claims, loss, cost, damage, injury (including, without limitation, injury to or death <br />of an employee of Consultant or its Subconsultants), expense, and liability of every kind, <br />nature and description (including, without limitation, incidental and consequential damages, <br />court costs, attorneys' fees, litigation expenses and fees of expert consultants or expert <br />witnesses incurred in connection therewith and costs of investigation) that arising from, or <br />alleged to have arisen from, pertain to, or relate to, directly or indirectly, in whole or in part, <br />the negligence, reckless, or willful misconduct of the Consultant, any Subconsultant, anyone <br />directly or indirectly employed by them, or anyone that they control (collectively <br />"Liabilities") in the performance of its services under this Agreement, regardless of whether <br />the City has reviewed or approved the work or services which has given rise to the claim, loss, <br />cost, damage, injury or liability for damages. This indemnification shall extend for a <br />reasonable period of time after completion of the project as well as during the period of actual <br />performance of services under this Agreement. The City's acceptance of the insurance <br />certificates required under this Agreement does not relieve the Consultant from its obligation <br />under this paragraph. To the extent that there is an obligation to indemnify under this Section <br />13, Consultant shall be responsible for incidental and consequential damages resulting <br />directly or indirectly, in whole or in part, from Consultant's negligence, reckless or willful <br />misconduct. <br /> <br />Such obligations to defend, hold harmless and indemnify any Indemnitee shall not <br />apply to the extent such Liabilities are caused by the sole negligence, active negligence or <br />willful misconduct of such Indemnitee. <br /> <br />14. Insurance. During the term of this Agreement, Consultant shall maintain in <br />full force and effect at its own cost and expense the following insurance coverage with insures <br />with an A.M. Best's rating of no less than A:VII: <br /> <br />a. General Liabilitv and Bodilv Iniurv Insurance. Commercial <br />general liability insurance with limits of at least $1,000,000 combined limit for bodily <br />injury and property damage that provides that the City, its officers, employees and <br />agents are named additional insureds under the policy. The policy shall state in writing <br />either on the Certificate of Insurance or attached rider that this insurance will operate <br />as primary insurance for work performed by Consultant and its subconsultants, and <br />that no other insurance effected by City or other named insured will be called on to <br />cover a loss. <br /> <br />b. Automobile Liabilitv Insurance. Automobile liability insurance with <br />limits not less than $1,000,000 per person/per occurrence. <br /> <br />c. Workers' Compensation Insurance. Workers' Compensation Insurance <br />for all of Consultant's employees, in strict compliance with State laws, including a waiver of <br />subrogation and Employer's Liability Insurance with limits of at least $1,000,000. <br />