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TABLE OF CONTENTS <br /> (continued) <br /> Page <br /> <br /> 8.4 Operating Memoranda ...........................................................................................8 <br />9. TERM OF PROJECT APPROVALS ................................................................................9 <br />10. ANNUAL REVIEW ..........................................................................................................9 <br /> <br /> 10.1 Review Date ...........................................................................................................9 <br /> 10.2 Annual Review Process .........................................................................................9 <br /> 10.3 Consideration by City Council ..............................................................................9 <br /> 10.4 Determination ........................................................................................................9 <br /> 10.5 Staff Reports and Fees .........................................................................................10 <br /> <br />11. DEFAULT .......................................................................................................................10 <br /> 11.1 Other Remedies Available ...................................................................................10 <br /> 11.2 Notice and Cure ...................................................................................................10 <br />12. ESTOPPEL CERTIFICATE ............................................................................................10 <br />13. MORTGAGEE PROTECTION .......................................................................................11 <br /> <br /> 13.1 Mortgagee Protection ...........................................................................................11 <br /> 13.2 Mortgagee Not Obligated ....................................................................................11 <br /> 13.3 Notice of Default to Mortgagee ...........................................................................11 <br /> <br />14. SEVERABILITY .............................................................................................................11 <br />15. RELATIONSHIP OF CITY AND DEVELOPER ..........................................................11 <br />16. ATTORNEYS' FEES AND COSTS ...............................................................................12 <br />17. TRANSFERS AND ASSIGNMENTS ............................................................................12 <br /> <br /> 17.1 Right to Assign ....................................................................................................12 <br /> 17.2 Release Upon Transfer .........................................................................................12 <br /> 17.3 Pre-Approved Transfers .......................................................................................12 <br /> 17.4 Foreclosure ...........................................................................................................12 <br /> <br />18. AGREEMENT RUNS WITH THE LAND .....................................................................13 <br />19. INDEMNIFICATION ......................................................................................................13 <br />20. INSURANCE ...................................................................................................................13 <br /> <br /> 20.1 Public Liability and Property Damage Insurance ................................................13 <br /> 20.2 Workers Compensation Insurance .......................................................................13 <br /> 20.3 Evidence of Insurance ..........................................................................................14 <br /> <br /> -ii- <br /> <br /> <br />