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Page 3 of 6 <br />insurance certificates required under this Agreement does not relieve the Consultant from its <br />obligation under this paragraph. <br />12. Insurance. During the term of this Agreement, Consultant shall maintain in full force and <br />effect, at its own cost and expense, insurance coverages with insurers with an A.M. Best’s rating <br />of no less than A:VII. Contractor shall have the obligation to furnish City, as additional insured <br />the minimum coverages identified below, or such greater or broader coverage for City, if <br />available in the Contractor’s policies: <br />a. General Liability and Bodily Injury Insurance. Commercial general liability insurance <br />with limits of at least $2,000,000 combined limit for bodily injury and property damage that <br />provides that the City, its officers, employees and agents are named as additional insureds under <br />the policy as evidenced by an additional insured endorsement satisfactory to the City Attorney. <br />The policy shall state in writing either on the Certificate of Insurance or attached rider that this <br />insurance will operate as primary insurance for work performed by Consultant and its <br />subconsultants, and that no other insurance effected by City or other named insured will be <br />called on to cover a loss. <br />b. Automobile Liability Insurance. Automobile liability insurance with limits not less than <br />$2,000,000 per person/per occurrence. <br />c. Workers’ Compensation Insurance. Workers’ Compensation Insurance for all of <br />Consultant’s employees, in strict compliance with State laws, including a waiver of subrogation, <br />excluding claims arising from the gross negligence or willful misconduct of the City and <br />Employer’s Liability Insurance with limits of at least $1,000,000. <br />d. Professional Liability Insurance. Professional liability insurance in the amount of <br />$2,000,000. <br />e. Certificate of Insurance. Consultant shall file a certificate of insurance with the City <br />prior to the City’s execution of this Agreement, and prior to engaging in any operation or activity <br />set forth in this Agreement. The insured shall provide thirty (30) days prior written notice to the <br />City of any cancellation, suspension, reduction of coverage or in limits, or voiding of the <br />insurance coverage required by this agreement. <br />f. Waiver of Subrogation. The insurer agrees to waive all rights of subrogation against the <br />City, its officers, employees and agents, excluding claims arising from the gross negligence or <br />willful misconduct of the City. <br />g. Defense Costs. Coverage shall be provided on a “pay on behalf of” basis, with defense <br />costs payable in addition to policy limits. There shall be no cross liability exclusions. These <br />provisions do not apply to Professional Liability. <br />h. Subcontractors. Consultant shall include all subcontractors as insured under its policies <br />or shall furnish separate certificates and endorsements for each subcontractor. All coverages for <br />subcontractors shall be subject to all of the requirements stated in this Agreement, including but <br />not limited naming additional insureds. <br />Docusign Envelope ID: 60B53518-89C9-426B-B29A-7318298AEA52