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Form XIL 436 1208 ©2008, XL America, Inc. Page 8 of 8 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 7.The insurance provided by this Article O.shall be excess over any other valid and collectible insurance available to the insured, whether primary, excess, contingent or on any other basis, except for insurance purchased specifically by you to be excess of this policy. P. EXTENSION OF COVERAGE – BODILY INJURY The definition of “bodily injury” Section V- Definitions is deleted in its entirety and replaced by the following: 3.“Bodily injury” means bodily injury, mental anguish, mental injury, shock, fright, disability, humiliation, sickness or disease sustained by a person, including death resulting from any of these at any time. Q. COVERAGE TERRITORY The definition of “coverage territory” Section V- Definitions is deleted in its entirety and replaced by the following: 4.“Coverage territory” means anywhere in the world. This insurance does not apply to: a.“bodily injury” or “property damage” that takes place; or b.“personal and advertising injury” caused by an offense committed outside the United States of America (including its possessions and territories), Canada and Puerto Rico, unless a “suit” on the merits (to determine the insured’s responsibility to pay damages to which this insurance applies) is brought in the United States of America (including its possessions and territories), Canada or Puerto Rico. This insurance does not apply to damage, loss, cost or expenses in connection with any “suit” brought outside the United States of America (including its possessions and territories), Canada or Puerto Rico. Docusign Envelope ID: 31630204-995B-4DCC-A316-0219109A1493