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City’s acceptance of the insurance certificates required under this Agreement does not relieve the <br />Consultant from its obligation under this paragraph. <br /> <br />12. Insurance. During the term of this Agreement, Consultant shall maintain in full force and effect, at <br />its own cost and expense, insurance coverages with insurers with an A.M. Best’s rating of no less than <br />A:VII. Contractor shall have the obligation to furnish City, as additional insured, the minimum <br />coverages identified below, or such greater or broader coverage for City, if available in the Contractor’s <br />policies: <br /> <br />a. General Liability and Bodily Injury Insurance. Commercial general liability insurance with <br />limits of at least $2,000,000 combined limit for bodily injury and property damage that <br />provides that the City, its officers, employees and agents are named as additional insureds <br />under the policy as evidenced by an additional insured endorsement satisfactory to the City <br />Attorney. The policy shall state in writing either on the Certificate of Insurance or attached <br />rider that this insurance will operate as primary insurance for work performed by Consultant <br />and its sub-consultants and that no other insurance effected by City or other named insured <br />will be called on to cover a loss. <br /> <br />b. Automobile Liability Insurance. Automobile liability insurance with limits not less than <br />$2,000,000 per person/per occurrence. <br /> <br />c. Workers’ Compensation Insurance. Workers’ Compensation Insurance for all of <br />Consultant’s employees, in strict compliance with State laws, including a waiver of <br />subrogation and Employer’s Liability Insurance with limits of at least $1,000,000. <br />d. Professional Liability Insurance. Professional liability insurance in the amount of <br />$2,000,000. <br /> <br />e.Certificate of Insurance. Consultant shall file a certificate of insurance with the City prior to <br />the City’s execution of this Agreement, and prior to engaging in any operation or activity set <br />forth in this Agreement. The Certificate of Insurance shall provide in writing that the <br />insurance afforded by this Certificate shall not be suspended, voided, canceled, reduced in <br />coverage or in limits without providing notice to the City in accordance with California <br />Insurance Code section 677.2 which requires the notice of cancellation to: 1) include the <br />effective date of the cancellation; 2) include the reasons for the cancellation; and 3) be given <br />at least 30 days prior to the effective date of the cancellation, except that in the case of <br />cancellation for nonpayment of premiums or for fraud, the notice shall be given no less than <br />10 days prior to the effective date of the cancellation. Notice shall be sent by certified mail, <br />return receipt requested. In addition, the insured shall provide thirty (30) days prior written <br />notice to the City of any cancellation, suspension, reduction of coverage or in limits, or <br />voiding of the insurance coverage required by this agreement. The City reserves the right to <br />require complete certified copies of policies. <br />f.Waiver of Subrogation. The insurer agrees to waive all rights of subrogation against the <br />City, its officers, employees and agents. <br />Page 34 of 46