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<br />Page 4 of 7 <br />acceptance of the insurance certificates required under this Agreement does not relieve the <br />Consultant from its obligation under this paragraph. To the extent that there is an obligation to <br />indemnify under this Section 13, Consultant shall be responsible for incidental and consequential <br />damages resulting directly or indirectly, in whole or in part, from Consultant’s negligence, <br />reckless or willful misconduct. <br /> <br />Such obligations to defend, hold harmless and indemnify any Indemnitee shall not apply to the <br />extent such Liabilities are caused by the sole negligence, active negligence or willful misconduct <br />of such Indemnitee. Obligation to defend shall be proportionate as to Consultant’s percentage of <br />fault as provided in California Civil Code § 2782.8. <br /> <br />14. Insurance. During the term of this Agreement, Consultant shall maintain in full force and <br />effect, at its own cost and expense, insurance coverages with insurers with an A.M. Best’s rating <br />of no less than A:VII. Contractor shall have the obligation to furnish City, as additional insured, <br />the minimum coverages identified below, or such greater or broader coverage for City, if <br />available in the Contractor’s policies: <br /> <br />a. General Liability and Bodily Injury Insurance. Commercial general liability <br />insurance with limits of at least $2,000,000 combined limit for bodily injury and property <br />damage that provides that the City, its officers, employees and agents are named <br />additional insureds under the policy. The policy shall state in writing either on the <br />Certificate of Insurance or attached rider that this insurance will operate as primary <br />insurance for work performed by Consultant and its subconsultants, and that no other <br />insurance effected by City or other named insured will be called on to cover a loss. <br /> <br /> b. Automobile Liability Insurance. Automobile liability insurance with limits not less <br />than $2,000,000 per person/per occurrence. <br /> <br /> c. Workers' Compensation Insurance. Workers' Compensation Insurance for all of <br />Consultant's employees, in strict compliance with State laws, including a waiver of subrogation <br />and Employer’s Liability Insurance with limits of at least $1,000,000. <br /> <br /> d. Professional Liability Insurance. Professional liability insurance in the amount of <br />$2,000,000. <br /> <br /> e. Certificate of Insurance. Consultant shall file a certificate of insurance with the City <br />prior to the City’s execution of this Agreement, and prior to engaging in any operation or activity <br />set forth in this Agreement. The Certificate of Insurance shall provide in writing that the <br />insurance afforded by this Certificate shall not be suspended, voided, canceled, reduced in <br />coverage or in limits without providing notice to the City in accordance with California <br />Insurance Code section 677.2 which requires the notice of cancellation to: 1) include the <br />effective date of the cancellation; 2) include the reasons for the cancellation; and 3) be given at <br />least 30 days prior to the effective date of the cancellation, except that in the case of cancellation <br />for nonpayment of premiums or for fraud, the notice shall be given no less than 10 days prior to <br />the effective date of the cancellation. Notice shall be sent by certified mail, return receipt <br />requested. In addition, the insured shall provide thirty (30) days prior written notice to the City <br />of any cancellation, suspension, reduction of coverage or in limits, or voiding of the insurance <br />Docusign Envelope ID: 45ECA280-4F7D-4538-9707-7541E52176E0Docusign Envelope ID: 5D4EC021-AEE5-441C-B0EC-FA81BB33A050