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C. Those representations shall be deemed material; <br /> D. This policy is void if those representations are false; <br /> E. We have issued this policy in reliance upon your representations; <br /> F. This policy embodies all agreements existing between the insured and the Company relating to <br /> this insurance. <br /> 5. Separation of Insureds <br /> Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this <br /> policy to the first Named Insured, this insurance applies: <br /> A. As if each Named Insured were the only Named Insured; and <br /> B. Separately to each Insured against whom a claim is made or suit is brought. <br /> 6. Transfer Of Rights of Recovery Against Others to Us <br /> If the insured has rights to recover all or part of any payment we have made under this policy,those <br /> rights are transferred to us,the insured must do nothing after loss to impair them. At our request, <br /> the insured will bring suit or transfer those rights to us and help us enforce them. <br /> 7. When We Do Not Renew <br /> If we decide to cancel or not to renew this policy, we will mail or deliver to the first Named Insured <br /> shown in the Declarations(including via the insureds agent) written notice of the nonrenewal not <br /> less than thirty(30) days before the expiration date. If notice is mailed, proof of mailing will be <br /> sufficient proof of notice. <br /> 8. Cancellation <br /> A. The first Named Insured shown in the Declarations may cancel this policy by mailing or <br /> delivering to us advance written notice of cancellation. <br /> B. We may cancel this policy by mailing or delivering to the first Named Insured written notice of <br /> cancellation at least: <br /> (1) Ten (10) days before the effective date of cancellation if we cancel for nonpayment of <br /> premium; or <br /> (2) Thirty (30) days before the effective date of cancellation if we cancel for any other <br /> reason. <br /> C. We will mail or deliver our notice to the first Named insured's last mailing address known to <br /> us. <br /> D. Notice of cancellation will state the effective date of cancellation the policy period will end on <br /> that date. <br /> E. If this policy is cancelled, we will send the first Named Insured any premium refund due. If we <br /> cancel, the refund will be pro rata. If the first Named Insured cancels, the refund may be less <br /> than pro rata. The cancellation will be effective even if we have not made or offered a refund. <br /> F. If notice is mailed, proof of mailing will be sufficient proof of notice. <br /> CSI EL 000 0006 Page 2 of 4 <br />