|
Page 20 of 21 HG 00 01 09 16
<br />(2)Cherry pickers and similar devices
<br />mounted on automobile or truck chassis
<br />and used to raise or lower workers;and
<br />(3)Air compressors,pumps and generators,
<br />including spraying,welding,building
<br />cleaning,geophysical exploration,lighting
<br />and well servicing equipment.
<br />However,"mobile equipment"does not include
<br />any land vehicle that is subject to a compulsory
<br />or financial responsibility law or other motor
<br />vehicle insurance law where it is licensed or
<br />principally garaged.Land vehicles subject to a
<br />compulsory or financial responsibility law or other
<br />motor vehicle insurance law are considered
<br />"autos".
<br />16."Occurrence"means an accident,including
<br />continuous or repeated exposure to substantially
<br />the same general harmful conditions.
<br />17."Personal and advertising injury"means
<br />injury,including consequential "bodily injury",
<br />arising out of one or more of the following
<br />offenses:
<br />a.False arrest,detention or imprisonment;
<br />b.Malicious prosecution;
<br />c.The wrongful eviction from,wrongful entry
<br />into,or invasion of the right of private
<br />occupancy of a room,dwelling or premises
<br />that a person or organization occupies,
<br />committed by or on behalf of its owner,
<br />landlord or lessor;
<br />d.Oral,written or electronic publication,in any
<br />manner,of material that slanders or libels a
<br />person or organization or disparages a
<br />person's or organization's goods,products or
<br />services;
<br />e.Oral,written or electronic publication,in any
<br />manner,of material that violates a person's
<br />right of privacy;
<br />f.Copying,in your "advertisement",a person's
<br />or organization's "advertising idea"or style of
<br />"advertisement";or
<br />g.Infringement of copyright,slogan,or title of
<br />any literary or artistic work,in your
<br />"advertisement".
<br />18."Pollutants"mean any solid,liquid,gaseous or
<br />thermal irritant or contaminant,including smoke,
<br />vapor,soot,fumes,acids,alkalis,chemicals and
<br />waste.Waste includes materials to be recycled,
<br />reconditioned or reclaimed.
<br />19."Products-completed operations hazard":
<br />a.Includes all "bodily injury"and "property
<br />damage"occurring away from premises you
<br />own or rent and arising out of "your product"
<br />or "your work"except:
<br />(1)Products that are still in your physical
<br />possession;or
<br />(2)Work that has not yet been completed or
<br />abandoned.However,"your work"will be
<br />deemed completed at the earliest of the
<br />following times:
<br />(a)When all of the work called for in your
<br />contract has been completed.
<br />(b)When all of the work to be done at the
<br />job site has been completed if your
<br />contract calls for work at more than
<br />one job site.
<br />(c)When that part of the work done at a
<br />job site has been put to its intended
<br />use by any person or organization
<br />other than another contractor or
<br />subcontractor working on the same
<br />project.
<br />Work that may need service,
<br />maintenance,correction,repair or
<br />replacement,but which is otherwise
<br />complete,will be treated as completed.
<br />b.Does not include "bodily injury"or "property
<br />damage"arising out of:
<br />(1)The transportation of property,unless the
<br />injury or damage arises out of a condition
<br />in or on a vehicle not owned or operated
<br />by you,and that condition was created by
<br />the "loading or unloading"of that vehicle
<br />by any insured;
<br />(2)The existence of tools,uninstalled
<br />equipment or abandoned or unused
<br />materials;or
<br />(3)Products or operations for which the
<br />classification,listed in the Declarations or
<br />in a policy Schedule,states that products-
<br />completed operations are subject to the
<br />General Aggregate Limit.
<br />20."Property damage"means:
<br />a.Physical injury to tangible property,including
<br />all resulting loss of use of that property.All
<br />such loss of use shall be deemed to occur at
<br />the time of the physical injury that caused it;
<br />or
<br />b.Loss of use of tangible property that is not
<br />physically injured.All such loss of use shall
<br />be deemed to occur at the time of the
<br />"occurrence"that caused it.
<br />As used in this definition,computerized or
<br />electronically stored data,programs or software
<br />are not tangible property.Electronic data means
<br />information,facts or programs:
<br />a.Stored as or on;
<br />b.Created or used on;or
<br />c.Transmitted to or from;
<br />computer software,including systems and
<br />applications software,hard or floppy disks,CD-
<br />Docusign Envelope ID: 36EEB99A-F94E-46ED-8637-EB5ACA3AB439
|