Laserfiche WebLink
HG 00 01 09 16 Page 11 of 21 <br />SECTION II -WHO IS AN INSURED <br />1.If you are designated in the Declarations as: <br />a.An individual,you and your spouse are <br />insureds,but only with respect to the conduct <br />of a business of which you are the sole <br />owner. <br />b.A partnership or joint venture,you are an <br />insured.Your members,your partners,and <br />their spouses are also insureds,but only with <br />respect to the conduct of your business. <br />c.A limited liability company,you are an <br />insured.Your members are also insureds,but <br />only with respect to the conduct of your <br />business.Your managers are insureds,but <br />only with respect to their duties as your <br />managers. <br />d.An organization other than a partnership,joint <br />venture or limited liability company,you are <br />an insured.Your "executive officers"and <br />directors are insureds,but only with respect to <br />their duties as your officers or directors.Your <br />stockholders are also insureds,but only with <br />respect to their liability as stockholders. <br />e.A trust,you are an insured.Your trustees are <br />also insureds,but only with respect to their <br />duties as trustees. <br />2.Each of the following is also an insured: <br />a.Employees And Volunteer Workers <br />Your "volunteer workers"only while <br />performing duties related to the conduct of <br />your business,or your "employees",other <br />than either your "executive officers"(if you are <br />an organization other than a partnership,joint <br />venture or limited liability company)or your <br />managers (if you are a limited liability <br />company),but only for acts within the scope <br />of their employment by you or while <br />performing duties related to the conduct of <br />your business. <br />However,none of these "employees"or <br />"volunteer workers"are insureds for: <br />(1)"Bodily injury"or "personal and advertising <br />injury": <br />(a)To you,to your partners or members (if <br />you are a partnership or joint venture), <br />to your members (if you are a limited <br />liability company),to a co-"employee" <br />while in the course of his or her <br />employment or performing duties <br />related to the conduct of your <br />business,or to your other "volunteer <br />workers"while performing duties <br />related to the conduct of your <br />business; <br />(b)To the spouse,child,parent,brother or <br />sister of that co-"employee"or that <br />"volunteer worker"as a consequence <br />of Paragraph (1)(a)above; <br />(c)For which there is any obligation to <br />share damages with or repay someone <br />else who must pay damages because <br />of the injury described in Paragraphs <br />(1)(a)or (1)(b)above;or <br />(d)Arising out of his or her providing or <br />failing to provide professional health <br />care services. <br />If you are not in the business of providing <br />professional health care services: <br />(a)Subparagraphs (1)(a),(1)(b)and (1)(c) <br />above do not apply to any "employee" <br />or "volunteer worker"providing first aid <br />services;and <br />(b)Subparagraph (1)(d)above does not <br />apply to any nurse,emergency medical <br />technician or paramedic employed by <br />you to provide such services. <br />(2)"Property damage"to property: <br />(a)Owned,occupied or used by, <br />(b)Rented to,in the care,custody or <br />control of,or over which physical <br />control is being exercised for any <br />purpose by <br />you,any of your "employees","volunteer <br />workers",any partner or member (if you <br />are a partnership or joint venture),or any <br />member (if you are a limited liability <br />company). <br />b.Real Estate Manager <br />Any person (other than your "employee"or <br />"volunteer worker"),or any organization while <br />acting as your real estate manager. <br />c.Temporary Custodians Of Your Property <br />Any person or organization having proper <br />temporary custody of your property if you die, <br />but only: <br />(1)With respect to liability arising out of the <br />maintenance or use of that property;and <br />(2)Until your legal representative has been <br />appointed. <br />d.Legal Representative If You Die <br />Your legal representative if you die,but only <br />with respect to duties as such.That <br />representative will have all your rights and <br />duties under this Coverage Part. <br />e.Unnamed Subsidiary <br />Any subsidiary,and subsidiary thereof,of <br />yours which is a legally incorporated entity of <br />which you own a financial interest of more <br />than 50%of the voting stock on the effective <br />date of the Coverage Part. <br />Docusign Envelope ID: 36EEB99A-F94E-46ED-8637-EB5ACA3AB439