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<br />However,unless Paragraph (1)above
<br />applies,this exclusion does not apply to
<br />damages because of "bodily injury".
<br />As used in this exclusion,electronic data
<br />means information,facts or programs stored
<br />as or on,created or used on,or transmitted to
<br />or from computer software,including systems
<br />and applications software,hard or floppy
<br />disks,CD-ROMS,tapes,drives,cells,data
<br />processing devices or any other media which
<br />are used with electronically controlled
<br />equipment.
<br />q.Employment-Related Practices
<br />"Bodily injury"to:
<br />(1)A person arising out of any "employment-
<br />related practices";or
<br />(2)The spouse,child,parent,brother or sister
<br />of that person as a consequence of "bodily
<br />injury"to that person at whom any
<br />"employment-related practices"are
<br />directed.
<br />This exclusion applies:
<br />(1)Whether the injury-causing event
<br />described in the definition of "employment-
<br />related practices"occurs before
<br />employment,during employment or after
<br />employment of that person;
<br />(2)Whether the insured may be liable as an
<br />employer or in any other capacity;and
<br />(3)To any obligation to share damages with
<br />or repay someone else who must pay
<br />damages because of the injury.
<br />r.Asbestos
<br />(1)"Bodily injury"or "property damage"
<br />arising out of the "asbestos hazard".
<br />(2)Any damages,judgments,settlements,
<br />loss,costs or expenses that:
<br />(a)May be awarded or incurred by reason
<br />of any claim or suit alleging actual or
<br />threatened injury or damage of any
<br />nature or kind to persons or property
<br />which would not have occurred in
<br />whole or in part but for the "asbestos
<br />hazard";
<br />(b)Arise out of any request,demand,
<br />order or statutory or regulatory
<br />requirement that any insured or others
<br />test for,monitor,clean up,remove,
<br />encapsulate,contain,treat,detoxify or
<br />neutralize or in any way respond to or
<br />assess the effects of an "asbestos
<br />hazard";or
<br />(c)Arise out of any claim or suit for
<br />damages because of testing for,
<br />monitoring,cleaning up,removing,
<br />encapsulating,containing,treating,
<br />detoxifying or neutralizing or in any
<br />way responding to or assessing the
<br />effects of an "asbestos hazard".
<br />s.Recording And Distribution Of Material Or
<br />Information In Violation Of Law
<br />"Bodily injury"or "property damage"arising
<br />directly or indirectly out of any action or
<br />omission that violates or is alleged to violate:
<br />(1)The Telephone Consumer Protection Act
<br />(TCPA),including any amendment of or
<br />addition to such law;
<br />(2)The CAN-SPAM Act of 2003,including
<br />any amendment of or addition to such law;
<br />(3)The Fair Credit Reporting Act (FCRA),and
<br />any amendment of or addition to such law,
<br />including the Fair and Accurate Credit
<br />Transaction Act (FACTA);or
<br />(4)Any federal,state or local statute,
<br />ordinance or regulation,other than the
<br />TCPA or CAN-SPAM Act of 2003 or FCRA
<br />and their amendments and additions,that
<br />addresses,prohibits or limits the printing,
<br />dissemination,disposal,collecting,
<br />recording,sending,transmitting,
<br />communicating or distribution of material
<br />or information.
<br />Damage To Premises Rented To You -
<br />Exception For Damage By Fire,Lightning Or
<br />Explosion
<br />Exclusions c.through h.and j.through n.do not
<br />apply to damage by fire,lightning or explosion to
<br />premises while rented to you or temporarily
<br />occupied by you with permission of the owner.A
<br />separate limit of insurance applies to this
<br />coverage as described in Section III -Limits Of
<br />Insurance.
<br />COVERAGE B PERSONAL AND ADVERTISING
<br />INJURY LIABILITY
<br />1.Insuring Agreement
<br />a.We will pay those sums that the insured
<br />becomes legally obligated to pay as damages
<br />because of "personal and advertising injury"
<br />to which this insurance applies.W e will have
<br />the right and duty to defend the insured
<br />against any "suit"seeking those damages.
<br />However,we will have no duty to defend the
<br />insured against any "suit"seeking damages
<br />for "personal and advertising injury"to which
<br />this insurance does not apply.We may,at our
<br />discretion,investigate any offense and settle
<br />any claim or "suit"that may result.But:
<br />(1)The amount we will pay for damages is
<br />limited as described in Section III -Limits
<br />Of Insurance;and
<br />(2)Our right and duty to defend end when we
<br />have used up the applicable limit of
<br />insurance in the payment of judgments or
<br />Docusign Envelope ID: 36EEB99A-F94E-46ED-8637-EB5ACA3AB439
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