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Page 2 of 21 HG 00 01 09 16 <br />(1)Professional health care services such as: <br />(a)Medical,surgical,dental,laboratory,x- <br />ray or nursing services or treatment, <br />advice or instruction,or the related <br />furnishing of food or beverages; <br />(b)Any health or therapeutic service, <br />treatment,advice or instruction;or <br />(c)The furnishing or dispensing of drugs <br />or medical,dental,or surgical supplies <br />or appliances;or <br />(2)First aid services,which include: <br />(a)Cardiopulmonary resuscitation, <br />whether performed manually or with a <br />defibrillator;or <br />(b)Services performed as a Good <br />Samaritan. <br />For the purpose of determining the limits of <br />insurance,any act or omission together with <br />all related acts or omissions in the furnishing <br />of these services to any one person will be <br />considered one "occurrence". <br />However,this Incidental Medical Malpractice <br />And Good Samaritan Coverage provision <br />applies only if you are not engaged in the <br />business or occupation of providing any of the <br />services described in this provision. <br />2.Exclusions <br />This insurance does not apply to: <br />a.Expected Or Intended Injury <br />"Bodily injury"or "property damage"expected <br />or intended from the standpoint of the <br />insured.This exclusion does not apply to <br />"bodily injury"or "property damage"resulting <br />from the use of reasonable force to protect <br />persons or property. <br />b.Contractual Liability <br />"Bodily injury"or "property damage"for which <br />the insured is obligated to pay damages by <br />reason of the assumption of liability in a <br />contract or agreement.This exclusion does <br />not apply to liability for damages: <br />(1)That the insured would have in the <br />absence of the contract or agreement;or <br />(2)Assumed in a contract or agreement that <br />is an "insured contract",provided the <br />"bodily injury"or "property damage" <br />occurs subsequent to the execution of the <br />contract or agreement.Solely for the <br />purposes of liability assumed in an <br />"insured contract",reasonable attorney <br />fees and necessary litigation expenses <br />incurred by or for a party other than an <br />insured are deemed to be damages <br />because of "bodily injury"or "property <br />damage",provided: <br />(a)Liability to such party for,or for the <br />cost of,that party's defense has also <br />been assumed in the same "insured <br />contract";and <br />(b)Such attorney fees and litigation <br />expenses are for defense of that party <br />against a civil or alternative dispute <br />resolution proceeding in which <br />damages to which this insurance <br />applies are alleged. <br />c.Liquor Liability <br />"Bodily injury"or "property damage"for which <br />any insured may be held liable by reason of: <br />(1)Causing or contributing to the intoxication <br />of any person; <br />(2)The furnishing of alcoholic beverages to a <br />person under the legal drinking age or <br />under the influence of alcohol;or <br />(3)Any statute,ordinance or regulation <br />relating to the sale,gift,distribution or use <br />of alcoholic beverages. <br />This exclusion applies even if the claims <br />against any insured allege negligence or <br />other wrongdoing in: <br />(a)The supervision,hiring,employment, <br />training or monitoring of others by that <br />insured;or <br />(b)Providing or failing to provide <br />transportation with respect to any <br />person that may be under the influence <br />of alcohol; <br />if the "occurrence"which caused the "bodily <br />injury"or "property damage",involved that <br />which is described in Paragraph (1),(2)or (3) <br />above. <br />However,this exclusion applies only if you <br />are in the business of manufacturing, <br />distributing,selling,serving or furnishing <br />alcoholic beverages.For the purposes of this <br />exclusion,permitting a person to bring <br />alcoholic beverages on your premises,for <br />consumption on your premises,whether or <br />not a fee is charged or a license is required <br />for such activity,is not by itself considered the <br />business of selling,serving or furnishing <br />alcoholic beverages. <br />d.Workers'Compensation And Similar Laws <br />Any obligation of the insured under a workers' <br />compensation,disability benefits or <br />unemployment compensation law or any <br />similar law. <br />e.Employer's Liability <br />"Bodily injury"to: <br />(1)An "employee"of the insured arising out of <br />and in the course of: <br />Docusign Envelope ID: 36EEB99A-F94E-46ED-8637-EB5ACA3AB439