SERVICE STATION SYSTEMS INC. - Laserfiche WebLink

OREGON MUTUAL INSURANCE COMPANY M2855A (8-19) COMMERCIAL AUTO CLUSTER ENDORSEMENT Includes copyrighted material of Insurance Services Office, Inc., with its permission M2855A (8-19) Page 1 of 3 190321.FRM THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Business Auto Coverage Form apply unless modified by this endorsement. COVERAGE SUMMARY This is a summary of the coverages provided by this endorsement. 1. Bail Bonds .......................................................... 1 2. Broadened Pollution ........................................... 1 3. Business Property of Others .............................. 1 4. Employees as Insureds, Other Than Retail Delivery .............................................................. 1 5. Glass Repair Deductible Waiver ........................ 1 6. Hired Auto Loss of Use ...................................... 1 7. Hired Auto Physical Damage ............................. 1 8. Loan Lease Gap ................................................. 2 9. Personal Effects ................................................. 2 10. Rental Reimbursement ...................................... 2 11. Towing ................................................................ 2 12. Additional Insured by Contract or Agreement .... 2 13. Waiver of Subrogation by Contract or Agreement ..................................................... 3 1. Bail Bonds Section II – Liability Coverage, A. Coverage, 2. Coverage Extensions, a. Supplementary Payments, Paragraph (2) is replaced with the following: (2) Up to $2,500 for cost of bail bonds (including bonds for related traffic law violations) required because of an "accident" we cover. We do not have to furnish these bonds. 2. Broadened Pollution The following is added to Section II – Liability Coverage, B. Exclusions,11. Pollution: Paragraphs a. and b. above do not apply to "accidents" that occur away from premises owned by or rented to an "insured" with respect to "pollutants" carried in or upon a covered "auto" up to the first $1,000 of damage for any one "accident". 3. Business Property of Others The following is added to Section II – Liability Coverage, B. Exclusions, 6. Care, Custody or Control: This exclusion does not apply to "property damage" to property of others up to an amount not exceeding $1,000 in any one "accident". Coverage is excess over any other valid and collectible insurance. 4. Employees as Insureds, Other Than Retail Delivery The following is added to Section II – Liability Coverage, A. Coverage, 1. Who Is An Insured: An "employee" of yours is an "insured" while using a covered "auto" you do not own, hire or borrow in your business or your personal affairs. However, this paragraph does not apply to "auto" used for retail delivery. 5. Glass Repair Deductible Waiver The following is added to Section III – Physical Damage Coverage, A. Coverage, 3. a. Glass breakage: No deductible applies if glass damage is repaired rather than replaced. 6. Hired Auto Loss of Use Section III – Physical Damage Coverage, A. Coverage, 4. Coverage Extensions, b. Loss Of Use Expenses, the last sentence is replaced with: However, the most we will pay for any expenses for loss of use is $75 per day, to a maximum of $1,000. 7. Hired Auto Physical Damage The following is added to Section III – Physical Damage Coverage, A. Coverage, 4. Coverage Extensions: Hired Auto Physical Damage If a Covered Auto Designation Symbol 1 or 8 applies to Liability Coverage, and if at least one covered "auto" you own is covered for Comprehensive or Specified Causes of Loss and Collision coverage, then the physical damage coverage provided extends to those "autos" you lease, hire, rent or borrow. This does not include any "auto" you lease, hire, rent or borrow from any of your "employees", partners (if you are a partnership), members (if you are a limited liability company) or members of their households. The deductible will be equal to the highest deductible applicable to covered "autos" you own. Docusign Envelope ID: 409F905D-6320-40C8-9B56-5DEB89094B4B