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POLICY NUMBER: Z2FJ67523400 822-0011 08 19 Includes copyrighted material of Insurance Services Office, Inc., with its permission.Page 3 of 3 With respect to the COMMERCIAL GENERAL LIABILITY COVERAGE FORM, SECTION III – LIMITS OF INSURANCE, paragraph 7. is replaced by the following: 7.Subject to paragraph 5. above, the most we will pay under Coverage C for all medical expenses because of "bodily injury" sustained by any one person is $10,000 or the Medical Expense Limit shown in the Declarations, whichever is greater. 5. Non-Owned Watercraft With respect to the SMALL COMMERCIAL LIABILITY COMPANION ENDORSEMENT, SECTION IV – EXCLUSIONS, C. Amended Exclusion With Coverage Extension, g. Aircraft (Other Than Unmanned Aircraft), Auto or Watercraft paragraph (b) is replaced by the following: (b)A watercraft you do not own that is: (i)Less than 75 feet long; and (ii)Not being used to carry persons or property for a charge. 6. Who Is An Insured – Unnamed Joint Venture With respect to the COMMERCIAL GENERAL LIABILITY COVERAGE FORM, a.The final paragraph of SECTION II – WHO IS AN INSURED is replaced by the following: Unnamed Joint Venture No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations. However, this does not apply to you, for your participation in any past or present “unnamed joint venture”, or if that person or organization is otherwise an additional insured under Additional Insureds – Unnamed Joint Venture below. b.For purposes of the coverage provided by this endorsement, the following is added to SECTION II – WHO IS AN INSURED: Additional Insureds – Unnamed Joint Venture: You, as an insured for your participation in any past or present “unnamed joint venture”. However, you are not an insured if the “unnamed joint venture” has: a.Direct employees; or b.Owns, rents, or leases any real or personal property. No other member or partner, or their spouses, of any past or present “unnamed joint venture” is an insured. c.For purposes of the coverage provided by this endorsement, the following definition is added to SECTION V – DEFINITIONS: 1.“Unnamed joint venture” means any joint venture in which you are a member or partner where: a.Each and every one of your co- ventures in that joint venture is an architectural, engineering or surveying firm; and b.That joint venture is not named in the Declarations. ALL OTHER TERMS, CONDITIONS, AND EXCLUSIONS REMAIN UNCHANGED. Insured Copy DocuSign Envelope ID: 127FE52A-CAEF-4879-B943-68F42EA8FF9D