<br />POLICY NUMBER: Z2FJ67523400
<br />822-0001 08 19 Includes copyrighted material of the Insurance Services Office Inc., with its permission.Page 11 of 14
<br />Copyright 2019 The Hanover Insurance Company. All Rights Reserved.
<br />processed by any other person or
<br />organization according to your
<br />specifications, plans, suggestions,
<br />orders or drawings; or
<br />(ii)With tools, machinery or other
<br />equipment furnished to such persons
<br />or organizations by you;
<br />whether such withdrawn aircraft are owned
<br />or operated by the same or different
<br />persons or organizations.
<br />“Grounding” shall be deemed to commence
<br />on the date of an “occurrence” which
<br />discloses the necessity of “grounding” or on
<br />the date an aircraft is first withdrawn from
<br />service because of such condition,
<br />whichever comes first.
<br />(c)“Testing” means examination, observation,
<br />evaluation or measuring of the
<br />performance of “aircraft products”, while
<br />either in the air or on the ground.
<br />Professional Services
<br />"Bodily injury", "property damage", or "personal and
<br />advertising injury" caused by the rendering of or
<br />failure to render any professional service, advice or
<br />instruction:
<br />(1)By any insured; or
<br />(2)On behalf of any insured; or
<br />(3)From whom any insured assumed liability by
<br />reason of a contract or agreement,
<br />regardless of whether any such service, advice or
<br />instruction is ordinary to any insured’s profession.
<br />Professional services include but are not limited to:
<br />(4)Legal, accounting or advertising services,
<br />notary, title abstract, tax preparation, real
<br />estate, stockbroker, publishing, architects or
<br />insurance services;
<br />(5)Preparing, approving, or failing to prepare or
<br />approve maps, drawings, opinions, reports,
<br />surveys, change orders, designs or
<br />specifications;
<br />(6)Supervisory, inspection or engineering
<br />services;
<br />(7)Any medical, surgical, dental, x-ray, nursing,
<br />health or therapeutic services, treatment,
<br />advice or instruction including, but not limited
<br />to, the prescribing, furnishing or dispensing of
<br />drugs;
<br />(8)Any service, treatment, advice or instruction for
<br />the purpose of appearance or skin
<br />enhancement, hair removal or replacement or
<br />personal grooming, including body piercing
<br />services or use or exposure to any sun lamp,
<br />tanning booth or other similar appliance;
<br />(9)Optometry or optical or hearing aid services
<br />including the prescribing, preparation, fitting,
<br />demonstration or distribution of ophthalmic
<br />lenses and similar products or hearing aid
<br />devices;
<br />(10) Services in the practice of pharmacy;
<br />(11)Management, Human Resource, Testing,
<br />Media or Public Relations consulting services.
<br />This exclusion applies even if a claim alleges
<br />negligence or other wrongdoing in the supervision,
<br />hiring, employment, training or monitoring of others
<br />by an insured, if the “occurrence” which caused the
<br />“bodily injury” or “property damage”, or the offense
<br />which caused the “personal and advertising injury”,
<br />involved the rendering of or failure to render any
<br />professional service.
<br />Unmanned Aircraft
<br />(1)“Bodily injury”, “property damage” or “personal
<br />and advertising injury” arising out of the
<br />ownership, maintenance, use or entrustment to
<br />others of any aircraft that is an “unmanned
<br />aircraft”. Use includes operation and “loading
<br />and unloading”.
<br />This paragraph applies even if the claims against
<br />any insured allege negligence or other wrongdoing
<br />in the supervision, hiring, employment, training or
<br />monitoring of others by that insured, if the
<br />“occurrence” which caused the “bodily injury” or
<br />“property damage” or the offense which caused the
<br />“personal and advertising injury” involved the
<br />ownership, maintenance, use or entrustment to
<br />others of any aircraft that is an “unmanned aircraft”.
<br />This paragraph does not apply to:
<br />(a)The use of another’s advertising idea in your
<br />“advertisement”; or
<br />(b)Infringing upon another’s copyright, trade dress
<br />or slogan in your “advertisement”.
<br />(2)For purposes of this endorsement, the following
<br />is added to SECTION V – DEFINITIONS:
<br />“Unmanned aircraft” means an aircraft that is
<br />not:
<br />(a)Designed;
<br />(b)Manufactured; or
<br />(c)Modified after manufacture;
<br />to be controlled directly by a person from within
<br />or on the aircraft.
<br />B.The following is added to SECTION I –
<br />COVERAGES, COVERAGE A – BODILY INJURY
<br />AND PROPERTY DAMAGE LIABILITY, 2.
<br />Exclusions and SECTION I – COVERAGES,
<br />COVERAGE C – MEDICAL PAYMENTS, 2.
<br />Exclusions:
<br />Nuclear Energy Liability
<br />Insured Copy
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