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<br />POLICY NUMBER: Z2FJ67523400 <br />822-0001 08 19 Includes copyrighted material of the Insurance Services Office Inc., with its permission.Page 9 of 14 <br />Copyright 2019 The Hanover Insurance Company. All Rights Reserved. <br />No such subsidiary is an insured for "bodily <br />injury" or “property damage” that occurred, or <br />“personal and advertising injury” caused by an <br />offense committed: <br />c.Before you maintained an ownership <br />interest or more than 50% in such <br />subsidiary; or <br />d.After the date, if any, during the policy <br />period that you no longer maintain an <br />ownership interest of more than 50% in <br />such subsidiary. <br />4. Newly Acquired or Formed Organizations – <br />180 Days <br />SECTION II – WHO IS AN INSURED, <br />paragraph 3.a. is replaced by the following: <br />a.Coverage under this provision is afforded <br />only until the 180th day after you acquire or <br />form the organization or the end of the <br />policy period, whichever is earlier. <br />I. Limits of Insurance Amended <br />General Aggregate Limits of Insurance Per <br />Location <br />The following is added to SECTION III – LIMITS OF <br />INSURANCE: <br />The General Aggregate Limits of Insurance apply <br />separately to each of your “locations” owned by or <br />rented to you. “Location” means premises involving <br />the same or connecting lots, or premises whose <br />connection is interrupted only by a street, roadway, <br />waterway or right-of-way of a railroad. <br />J. Blanket Waiver of Subrogation <br />The following is added to SECTION IV – <br />COMMERCIAL GENERAL LIABILITY <br />CONDITIONS, 8. Transfer of Rights of Recovery <br />Against Others to Us: <br />We waive any right of recovery we may have <br />against any person or organization with whom you <br />have a written contract, agreement or permit to <br />waive any rights of recovery against such person or <br />organization because of payments we make for <br />injury or damage arising out of your ongoing <br />operations or “your work” done under a contract <br />with that person or organization and included in the <br />“products-completed operations hazard”. <br />This condition does not apply to Medical Expenses <br />Coverage. <br />K. Unintentional Failure to Disclose Hazards <br />SECTION IV – COMMERCIAL GENERAL <br />LIABILITY CONDITIONS, 6. Representations is <br />replaced by the following: <br />6. Representations <br />We will not disclaim coverage under this <br />Coverage Part if you fail to disclose all hazards <br />existing as of the inception date of the policy <br />provided such failure is not intentional. <br />L. Unintentional Failure to Notify/Knowledge of an <br />Occurrence <br />The following is added to SECTION IV – <br />COMMERCIAL GENERAL LIABILITY <br />CONDITIONS, 2. Duties in the Event of <br />Occurrence, Offense, Claim or Suit, paragraph <br />a.: <br />Your rights afforded under this Coverage Part shall <br />not be prejudiced if you fail to give us notice of an <br />“occurrence”, offense, claim or “suit”, solely due to <br />your reasonable and documented belief that the <br />“bodily injury”, “property damage” or “personal and <br />advertising injury” is not covered under this <br />Coverage Part. <br />Knowledge of an “occurrence” or offense by an <br />agent or “employee” of the insured will not <br />constitute knowledge by the insured, unless an <br />“executive officer” of the insured knows about such <br />“occurrence” or offense. Failure of an agent or <br />“employee” of the insured, other than an “executive <br />officer” of the insured, to notify us of an <br />“occurrence” or offense that such person knows <br />about will not affect the insurance afforded to you. <br />M. Medical Payments – Three Years to Report <br />SECTION I – COVERAGES, COVERAGE C – <br />MEDICAL PAYMENTS, 1. Insuring Agreement, <br />paragraph a.(3)(b) is replaced by the following: <br />(b)The expenses are incurred and reported to us <br />within three years of the date of the accident; <br />and <br />SECTION III – ADDITIONAL CONDITIONS <br />The following are added to SECTION IV – <br />COMMERCIAL GENERAL LIABILITY CONDITIONS: <br />A. Liberalization <br />If, within 45 days prior to or during the policy period, <br />we adopt any revision that would broaden the <br />coverage under this policy without additional <br />premium, the broadened coverage will immediately <br />apply to this policy. <br />B. Concealment, Misrepresentation or Fraud <br />This policy is void in any case of fraud by you as it <br />relates to this policy at any time. It is also void if you <br />or any other insured, at any time, intentionally <br />conceal or misrepresent a material fact concerning: <br />1.This policy; <br />2.The Covered Property; <br />3.Your interest in the Covered Property; or <br />4.A claim under this policy. <br />C. Insurance Under Two or More Coverages <br />Insured Copy <br />DocuSign Envelope ID: 127FE52A-CAEF-4879-B943-68F42EA8FF9D