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FLEETCOVER® NATIONWIDE <br />Broadened Named Insured <br />Automatic coverage for newly acquired or formed organizations until policy expiration or 12 month anniversary whichever <br />is sooner. Also, automatic coverage for existing organizations until policy expiration or 12 month anniversary whichever is <br />sooner. <br />Broadened Who Is An Insured <br />Automatically extends insured status to employees. <br />Additional Insured Coverage and Waiver of Subrogation <br />Provides Insured status and waives right of subrogation to any entity that requires it on the basis of an insured <br />contract, written agreement or permit. <br />Auto Medical Payments - Increased Limit <br />Automatically increases Medical Payments to $5,000 limit if coverage is purchased and triggered through appropriate <br />symbol on declarations page. <br />Hired Auto Physical Damage Coverage and Loss of Use Coverage <br />Physical damage coverage is extended to any hired auto provided physical damage coverage applies to the insureds owned <br />vehicles. This coverage pays ACV or cost of repair and also includes costs or fees associated with loss to a hired auto, <br />subject to $500 maximum and not exceed 7 days. Loss of Use expenses are included which increases the loss of use <br />expense limits to $100 per day, $1,000 maximum. <br />Coverage Territory – Hired Auto <br />Amends the commercial auto forms policy period and coverage territory for a leased, hired, rented or borrowed private <br />passenger type vehicle anywhere in the world by replacing 30 days of coverage with an enhanced 180 days. <br />Communications Equipment Coverage <br />Covers up to $1,500 per occurrence coverage for loss to any permanently attached electronic equipment that receives or <br />transmits audio, visual or data signals. This coverage is enhanced to include such new high technology equipment as the <br />satellite tracking for locating vehicles out on the road. <br />Tapes and Compact Discs Coverage <br />Covers up to $250 coverage for owned property inside covered auto at time of loss. <br />Personal Effects Coverage <br />Adds coverage to pay up to $500 for loss to clothing items or other personal effects owned by an insured that are in a <br />covered auto at the time of a covered loss. The coverage does not apply to audio visual or electronic equipment, <br />jewelry, cash, gift cards, or tools, and is excess over any other collectible insurance. <br />Airbag Coverage <br />Deletes mechanical breakdown exclusion as respects the unintended discharge of an airbag. <br />Rental Reimbursement <br />Rental Reimbursement is provided for covered owned autos which are insured for Physical Damage, subject to <br />maximum available of $1500 for no more than 45 days. There is no per day limit. This coverage includes additional <br />transportation expenses beyond rental expenses. <br />Extended Towing Coverage <br />Towing and labor costs covered up to $750 per disablement. $250 deductible applies if truck type vehicle disabled (no <br />deductible if PPT vehicle involved). <br />Cancellation - 120 Days Notice <br />120 days notice of cancellation unless policy is to be canceled for non-payment of premium. <br />Supplementary Payments - Increased Limits <br />Provides up to $2,500 cost of bail bonds and up to $500 in daily expenses. <br />Duties in the Event of Accident, Claims, Suit or Loss - Amended <br />Limits duty to report accident, claim, suit or loss to specific persons within the insured's organization. <br />Unintentional Failure to Disclose Hazards <br />Unintentional failure to disclose hazards on part of insured does not bar coverage. <br />DocuSign Envelope ID: 7486AD76-A887-4948-982C-389869444AA5