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primary, our obligations are not affected un- <br />less any of the other insurance is also <br />primary. Then, we will share with all that <br />other insurance by the method described in <br />Paragraph c. below. <br />b. Excess Insurance <br />( 1) This insurance is excess over: <br />(a) Any of the other insurance, whether <br />primary, excess, contingent or on any <br />other basis: <br />(i) That is Fire, Extended Coverage, <br />Builder's Risk, Installation Risk or <br />similar coverage for "your work"; <br />(ii) That is Fire insurance for premises <br />rented to you or temporarily occu- <br />pied by you with permission of the <br />owner; <br />(iii) That is insurance purchased by <br />you to cover your liability as a <br />tenant for "property damage" to <br />premises rented to you or tempo- <br />rarily occupied by you with per- <br />mission of the owner; or <br />(iv) If the loss arises out of the main- <br />tenance or use of aircraft, "autos" <br />or watercraft to the extent not <br />subject to Exclusion g. of Section I <br />-Coverage A -Bodily Injury And <br />Property Damage Liability. <br />(b) Any other primary insurance available <br />to you covering liability for damages <br />arising out of the premises or opera- <br />tions, or the products and completed <br />operations, for which you have been <br />added as an additional insured. <br />(2) When this insurance is excess, we will <br />have no duty under Coverages A or B to <br />defend the insured against any "suit" if <br />any other insurer has a duty to defend <br />the insured against that "suit". If no <br />other insurer defends, we will undertake <br />to do so, but we will be entitled to the <br />insured's rights against all those other <br />insurers. <br />(3) When this insurance is excess over other <br />insurance, we will pay only our share of <br />the amount of the loss, if any, that <br />exceeds the sum of: <br />(a) The total amount that all such other <br />insurance would pay for the loss in <br />the absence of this insurance; and <br />(b) The total of all deductible and <br />self-insured amounts under all that <br />other insurance. <br />(4) We will share the remaining loss, if any, <br />with any other insurance that is not <br />described in this Excess Insurance pro- <br />vision and was not bought specifically to <br />apply in excess of the Limits of Insurance <br />shown in the Declarations of this <br />Coverage Part. <br />c. Method Of Sharing <br />If all of the other insurance permits contri- <br />bution by equal shares, we will follow this <br />method also. Under this approach each <br />insurer contributes equal amounts until it <br />has paid its applicable limit of insurance or <br />none of the loss remains, whichever comes <br />first. <br />If any of the other insurance does not permit <br />contribution by equal shares, we will contri- <br />bute by limits. Under this method, each <br />insurer's share is based on the ratio of its <br />applicable limit of insurance to the total <br />applicable limits of insurance of all insurers. <br />5. Premium Audit <br />a. We will compute all premiums for this <br />Coverage Part in accordance with our rules <br />and rates. <br />b. Premium shown in this Coverage Part as <br />advance premium is a deposit premium only. <br />At the close of each audit period we will <br />compute the earned premium for that period <br />and send notice to the first Named Insured. <br />The due date for audit and retrospective <br />premiums is the date shown as the due date <br />on the bill. If the sum of the advance and <br />audit premiums paid for the policy period is <br />greater than the earned premium, we will <br />return the excess to the first Named Insured. <br />c. The first Named Insured must keep records <br />of the information we need for premium <br />computation, and send us copies at such <br />times as we may request . <br />6. Representations <br />By accepting this policy, you agree: <br />a. The statements in the Declarations are accu - <br />rate and complete; <br />b. Those statements are based upon re - <br />presentations you made to us; and <br />c. We have issued this policy in reliance upon <br />your representations. <br />7. Separation Of Insureds <br />Except with respect to the Limits of Insurance, <br />and any rights or duties specifically assigned in <br />Page 12 of 16 © Insurance Services Office, Inc., 2012 CG 00 01 04 13 □ <br />DocuSign Envelope ID: 7FAA54C3-9A1A-4C50-9AAD-7467E7B73787