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12.Insurance.During the term of this Agreement,Consultant shall maintain in full force and <br />effect,at its own cost and expense,insurance coverages with insurers with an A.M.Best's rating <br />of no less than A:VII.Contractor shall have the obligation to furnish City,as additional insured, <br />the minimum coverages identified below,or such greater or broader coverage for City,if <br />available in the Contractor's policies: <br />a.General Liability and Bodily Injury Insurance.Commercial general liability insurance <br />with limits of at least $2,000,000 combined limit for bodily injury and property damage that <br />provides that the City,its officers,employees and agents are named as additional insureds under <br />the policy as evidenced by an additional insured endorsement satisfactory to the City Attorney. <br />The policy shall state in writing either on the Certificate of Insurance or attached rider that this <br />insurance will operate as primary insurance for work performed by Consultant and its <br />subconsultants,and that no other insurance effected by City or other named insured will be <br />called on to cover a loss. <br />b.Automobile Liability Insurance.Automobile liability insurance with limits not less than <br />$2,000,000 per person/per occurrence. <br />c.Workers'Compensation Insurance.Workers'Compensation Insurance for all of <br />Consultant's employees,in strict compliance with State laws,including a waiver of subrogation <br />and Employer's Liability Insurance with limits of at least $1,000,000. <br />d.Professional Liability Insurance.Professional liability insurance in the amount of <br />$2,000,000. <br />e.Certificate of Insurance.Consultant shall file a certificate of insurance with the City <br />prior to the City's execution of this Agreement,and prior to engaging in any operation or activity <br />set forth in this Agreement.The Certificate of Insurance shall provide in writing that the <br />insurance afforded by this Certificate shall not be suspended,voided,canceled,reduced in <br />coverage or in limits without providing notice to the City in accordance with California <br />Insurance Code section 677.2 which requires the notice of cancellation to:1)include the <br />effective date of the cancellation;2)include the reasons for the cancellation;and 3)be given at <br />least 30 days prior to the effective date of the cancellation,except that in the case of cancellation <br />for nonpayment of premiums or for fraud,the notice shall be given no less than 10 days prior to <br />the effective date of the cancellation.Notice shall be sent by certified mail,return receipt <br />requested.In addition,the insured shall provide thirty (30)days prior written notice to the City <br />of any cancellation,suspension,reduction of coverage or in limits,or voiding of the insurance <br />coverage required by this agreement.The City reserves the right to require complete certified <br />copies of policies. <br />f.Waiver of Subrogation.The insurer agrees to waive all rights of subrogation against the <br />City,its officers,employees and agents. <br />g.Defense Costs.Coverage shall be provided on a "pay on behalf of'basis,with defense <br />costs payable in addition to policy limits.There shall be no cross liability exclusions.These <br />provisions do not apply to Professional Liability. <br />Page 3 of 8 <br />DocuSign Envelope ID: C2D816A8-420C-4F30-B20D-84DD37439549