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12. Insurance. During the term of this Agreement , Consultant shall maintain in full force and <br />effect , at its own cost and expense, insurance coverages described in this Section 12. Contractor <br />shall have the obligation to furnish City , as additional insured , the minimum coverages identified <br />below, or such greater or broader coverage for City , if available in the Contractor 's policies: <br />a. General Liability and Bodily Injury Insurance. Commercial general liability insurance <br />with limits of at least $1 ,000 ,000 combined limit for bodily injury and property damage that <br />provides that the City, its officers, employees and agents are named as additional insureds under the <br />policy as evidenced by an additional insured endorsement satisfactory to the City Attorney. <br />b. Automobile Liability Insurance. Automobile liability insurance with limits not less than <br />$1 ,000 ,000 per person/per occurrence. <br />c. Workers' Compensation Insurance. Workers ' Compensation Insurance for all of <br />Consultant's employees, in strict compliance with State laws , including a waiver of subrogation and <br />Employer's Liability Insurance with limits of at least $1 ,000 ,000. <br />c. Certificate of Insurance. Consultant shall file a certificate of insurance with the City <br />prior to the City 's execution of this Agreement, and prior to engaging in any operation or activity <br />set forth in this Agreement. <br />d. Waiver of Subrogation. The insurer agrees to waive all rights of subrogation against the <br />City , its officers , employees and agents. <br />e. Defense Costs. Coverage shall be provided on a "pay on behalf of' basis , with defense <br />costs payable in addition to policy limits. There shall be no cross liability exclusions. <br />f. Subcontractors. Consultant shall include all subcontractors as insured under its policies <br />or shall furnish separate certificates and endorsements for each subcontractor. All coverages for <br />subcontractors shall be subject to all of the requirements stated in this Agreement, including but not <br />limited naming additional insureds. <br />13. Notices. All notices herein required shall be in writing and shall be sent by certified or <br />registered mail , postage prepaid, addressed as follows: <br />3I Page <br />DocuSign Envelope ID: 5F7F0DD3-A23A-40A0-BB95-4728BC0C6B49