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5 <br /> <br /> <br />7. Insurance. During the term of this Agreement, Lifetime shall maintain in full force and <br />effect, at its own cost and expense, insurance coverages with insurers licensed to provide insurance <br />in California. Lifetime shall have the obligation to furnish City, as additional insured, the <br />minimum coverages identified below, or such greater or broader coverage for City, if available in <br />the Lifetime’s policies: <br /> <br /> A. General Liability and Bodily Injury Insurance. A commercial general liability insurance <br />for at least $1,000,000 each occurrence and $5,000,000 aggregate and provide that the City, its <br />officers, employees, and agents are named additional insureds under the policy as evidenced by an <br />additional insured endorsement satisfactory to the City Attorney. The policy shall state in writing <br />either on the Certificate of Insurance or attached rider thereof that this insurance will operate as <br />primary insurance for work performed by Lifetime and its subcontractors and that no other <br />insurance effected by City or other named insured will be called on to cover a loss covered <br />thereunder. <br /> <br /> B. Automobile Liability Insurance. Automobile liability insurance in an amount not less <br />than $2,000,000 per person/per occurrence. <br /> <br />C. Workers' Compensation Insurance. Workers' Compensation Insurance for all of <br />Lifetime’s employees, all in strict compliance with State laws, and to protect the City from any <br />and all claims thereunder, including waiver of subrogation. <br /> <br />D. Sexual Abuse/Molestation. Insurance for all activities/services/work involving minors, <br />including but not limited to recreation or athletic activities. Said insurance shall cover damages <br />arising out of actual, perceived, or threatened physical abuse, mental injury, sexual molestation, <br />negligent hiring, employment, supervision, training or investigation, reporting to proper <br />authorities, and retention of any person for whom Lifetime is responsible, including, but not <br />limited to Lifetime and Lifetime’s employees and volunteers. Coverage shall be written on an <br />occurrence basis in an amount not less than $3 million per occurrence. Any annual aggregate limit <br />shall not be less than $4 million. Coverage can be provided by a separate policy or as an <br />endorsement to the commercial general liability policy with City named as an Additional <br />Insured. These limits shall be exclusive to this required coverage. Incidents relating to or arising <br />out of physical abuse, mental injury, or sexual molestation, whether committed by one or more <br />individuals, and irrespective of the number of incidents or injuries or the time period or area over <br />which the incidents and injuries occur, shall be treated as a separate occurrence. Coverage shall <br />include the cost of defense and defense shall be provided outside the coverage limit. Lifetime also <br />agrees to and warrants that its assigned employees and volunteers shall undergo mandatory Sexual <br />Abuse/Molestation/Mandatory Reporter training. <br /> <br />E. Certificate of Insurance. Lifetime shall file a certificate of insurance with the City prior <br />to the City’s execution of this Agreement, and prior to providing the services set forth in this <br />Agreement. The Certificate of Insurance shall provide in writing that the insurance afforded by <br />this Certificate shall not be suspended, voided, canceled, reduced in coverage or in limits without <br />providing notice to the City in accordance with California Insurance Code section 677.2 which <br />requires the notice of cancellation to: 1) include the effective date of the cancellation; 2) include <br />the reasons for the cancellation; and 3) be given at least 30 days prior to the effective date of the