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12. Insurance. During the term of this Agreement, Consultant shall maintain in full force and <br /> effect, at its own cost and expense, insurance coverages described in this Section 12. Contractor <br /> shall have the obligation to furnish City, as additional insured,the minimum coverages identified <br /> below, or such greater or broader coverage for City, if available in the Contractor's policies: <br /> a. General Liability and Bodily Injury Insurance. Commercial general liability insurance <br /> with limits of at least$1,000,000 combined limit for bodily injury and property damage that <br /> provides that the City, its officers, employees and agents are named as additional insureds under the <br /> policy as evidenced by an additional insured endorsement satisfactory to the City Attorney. <br /> b. Automobile Liability Insurance. Automobile liability insurance with limits not less than <br /> $1,000,000 per person/per occurrence. <br /> c. Workers' Compensation Insurance. Workers' Compensation Insurance for all of <br /> Consultant's employees, in strict compliance with State laws, including a waiver of subrogation and <br /> Employer's Liability Insurance with limits of at least$1,000,000. <br /> c. Certificate of Insurance. Consultant shall file a certificate of insurance with the City <br /> prior to the City's execution of this Agreement, and prior to engaging in any operation or activity <br /> set forth in this Agreement. <br /> d. Waiver of Subro a tom. The insurer agrees to waive all rights of subrogation against the <br /> City, its officers, employees and agents. <br /> e. Defense Costs. Coverage shall be provided on a"pay on behalf of basis, with defense <br /> costs payable in addition to policy limits. There shall be no cross liability exclusions. <br /> f. Subcontractors. Consultant shall include all subcontractors as insured under its policies <br /> or shall furnish separate certificates and endorsements for each subcontractor. All coverages for <br /> subcontractors shall be subject to all of the requirements stated in this Agreement, including but not <br /> limited naming additional insureds. <br /> 13. Notices. All notices herein required shall be in writing and shall be sent by certified or <br /> registered mall,postage prepaid, addressed as follows: <br /> 3 1 P a g e <br />