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shall have the obligation to furnish City, as additional insured,the minimum coverages identified below, or such greater or broader coverage for City, if available in the Contractor's policies: a. General Liability and Bodily Injury Insurance. Commercial general liability insurance with limits of at least$1,000,000 combined limit for bodily injury and property damage that provides that the City, its officers, employees and agents are named as additional insureds under the policy as evidenced by an additional insured endorsement satisfactory to the City Attorney. b. Automobile Liability Insurance. Automobile liability insurance with limits not less than $1,000,000 per person/per occurrence. c. Workers' Compensation Insurance. Workers' Compensation Insurance for all of Consultant's employees, in strict compliance with State laws, including a waiver of subrogation and Employer's Liability Insurance with limits of at least$1,000,000. c. Certificate of Insurance. Consultant shall file a certificate of insurance with the City prior to the City's execution of this Agreement, and prior to engaging in any operation or activity set forth in this Agreement. d. Waiver of Subrogation. The insurer agrees to waive all rights of subrogation against the City, its officers, employees and agents. e. Defense Costs. Coverage shall be provided on a"pay on behalf of basis,with defense costs payable in addition to policy limits. There shall be no cross liability exclusions. f. Subcontractors. Consultant shall include all subcontractors as insured under its policies or shall furnish separate certificates and endorsements for each subcontractor. All coverages for subcontractors shall be subject to all of the requirements stated in this Agreement, including but not limited naming additional insureds. 13. Notices. All notices herein required shall be in writing and shall be sent by certified or registered mail,postage prepaid, addressed as follows: 31P