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13. Indemnity and Hold Harmless. To the fullest extent permitted by law(including,without <br /> limitation, California Civil Code §§ 2782,2782.6 and 2782.8), Consultant shall defend(with <br /> legal counsel reasonably acceptable to the City), indemnify, and hold harmless,the City and its <br /> officers, agents and employees (collectively"Indemnitees") from and against any and all claims, <br /> loss, cost, damage,injury(including,without limitation, injury to or death of an employee of <br /> Consultant or its Subconsultants), expense, and liability(including,without limitation court <br /> costs, attorneys' fees, litigation expenses and fees of expert consultants or expert witnesses <br /> incurred in connection therewith and costs of investigation) arising from, or alleged to have <br /> arisen from,pertain to, or relate to, directly or indirectly, in whole or in part,but only to the <br /> extent actually caused by the negligence, reckless, or willful misconduct of the Consultant, any <br /> Subconsultant, anyone directly or indirectly employed by them,or anyone that they control <br /> (collectively"Liabilities") in the performance of its services under this Agreement,regardless of <br /> whether the City has reviewed or approved the work or services which has given rise to the <br /> claim, loss, cost, damage, injury or liability for damages. This indemnification shall extend for a <br /> reasonable period of time after completion of the project as well as during the period of actual <br /> performance of services under this Agreement. The City's acceptance of the insurance <br /> certificates required under this Agreement does not relieve the Consultant from its obligation <br /> under this paragraph. <br /> Such obligations to defend,hold harmless and indemnify any Indemnitee shall not apply to the <br /> extent such Liabilities are caused by the sole negligence, active negligence or willful misconduct <br /> of such Indemnitee. Obligation to defend shall be proportionate as to Consultant's percentage of <br /> fault as provided in California Civil Code § 2782.8. For professional liability claims, Consultant <br /> has no obligation to pay for any of the indemnitees' defense related cost prior to a final <br /> determination of liability. <br /> 14. Insurance. During the term of this Agreement, Consultant shall maintain in full force and <br /> effect, at its own cost and expense, insurance coverages with insurers with an A.M. Best's rating <br /> of no less than A:VII. Contractor shall have the obligation to furnish City,as additional insured, <br /> the minimum coverages identified below, or such greater or broader coverage for City, if <br /> available in the Contractor's policies: <br /> a. General Liability and Bodily Injury Insurance. Commercial general liability <br /> insurance with limits of at least$2,000,000 combined limit for bodily injury and property <br /> damage that provides that the City, its officers, employees and agents are named <br /> additional insureds under the policy. The policy shall state in writing either on the <br /> Certificate of Insurance or attached rider that this insurance will operate as primary <br /> insurance for work performed by Consultant and its subconsultants, and that no other <br /> insurance effected by City or other named insured will be called on to cover a loss. <br /> b. Automobile Liability Insurance. Automobile liability insurance with limits not less <br /> than $2,000,000 per person/per occurrence. <br /> c. Workers' Compensation Insurance. Workers' Compensation Insurance for all of <br /> Consultant's employees, in strict compliance with State laws, including a waiver of subrogation <br /> and Employer's Liability Insurance with limits of at least $1,000,000. <br /> Page 4 of 7 <br />