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The foregoing indemnity shall include, without limitation, reasonable attorneys' and consultants' fees, investigation and remediation costs and all other reasonable costs and expenses incurred by the Indemnitees, including, without limitation, damages for decrease in the value of the LICENSED AREAS and claims for damages or decreases in the value of adjoining property. CITY shall have an immediate and independent obligation to defend ZONE 7 from any claim which actually or potentially falls within this indemnity provision even if such allegation is or may be groundless, fraudulent or false, which obligation arises at the time such claim is tendered to CITY by ZONE 7 and continues at all times thereafter. CITY's obligations under this Condition shall survive the expiration or termination of the LICENSE and modifications thereto. 12. Minimum Insurance Requirements CITY shall procure and maintain for the duration of the use of the LICENSED AREAS, insurance against claims for injuries or death to persons or damages to property which may arise from or in connection with the use of the LICENSED AREAS and the activities of CITY, guests, agents, representatives, employees or sub- contractors. CITY shall provide and maintain the following commercial general liability, automobile liability, and workers' compensation: Coverage - Coverage shall be at least as broad as the following: General Liability - Insurance Services Office (ISO) Commercial General Liability Coverage (Occurrence Form CG 00 01) including property damage, bodily injury and personal injury with limits of at least two million dollars ($2,000,000) per occurrence or the full per occurrence limits of the policies available, whichever is greater. If Commercial General Liability Insurance or other form with a general aggregate limit, either the general aggregate limit shall apply separately to the project/location (with the ISO CG 25 03, or ISO CG 25 04, or insurer's equivalent endorsement provided to ZONE 7) or the general aggregate limit shall be twice the required occurrence limit. 2. Automobile Liability - Insurance Services Office (ISO) Business Auto Coverage (Form CA 00 01), covering Symbol 1 (any auto) with limit of one million dollars ($1,000,000) for bodily injury and property damage each accident. 3. Workers' Compensation Insurance - CITY shall provide workers' compensation coverage as required by the State of California, with Statutory Limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per accident for bodily injury or disease. Waiver of Subrogation: The insurer(s) named above agree to waive all rights of subrogation against ZONE 7, its directors, officers, employees, and authorized volunteers for losses paid under the terms of this policy which arise from work performed by the Named Insured for the Agency, but this provision applies regardless of whether or not ZONE 7 has received a waiver of subrogation from the insurer. 4. Property Insurance —with limits of no less than $250,000. The policy shall cover all risks of direct physical loss, damage, or destruction to the gates, signage and other improvements installed by CITY to insure against such losses, and at least against the perils of fire and extended coverage, theft, vandalism and malicious mischief. The Policy shall be endorsed with ZONE 7 of Alameda County Flood Control and Water Conservation District, Alameda County Flood Control and Water 1.7