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13. Indemnity and Hold Harmless. To the fullest extent permitted by law (including, <br /> without limitation, California Civil Code §§ 2782, 2782.6 and 2782.8), Consultant shall defend <br /> (with legal counsel reasonably acceptable to the City), indemnify, and hold harmless,the City <br /> and its officers, agents and employees (collectively "Indemnitees") from and against any and all <br /> claims, loss, cost, damage, injury (including, without limitation, injury to or death of an <br /> employee of Consultant or its Subconsultants), expense, and liability of every kind, nature and <br /> description (including,without limitation, incidental and consequential damages, court costs, <br /> attorneys' fees, litigation expenses and fees of expert consultants or expert witnesses incurred in <br /> connection therewith and costs of investigation) arising from, or alleged to have arisen from, <br /> pertain to, or relate to, directly or indirectly, in whole or in part, the negligence, reckless, or <br /> willful misconduct of the Consultant, any Subconsultant, anyone directly or indirectly employed <br /> by them, or anyone that they control (collectively "Liabilities") in the performance of its services <br /> under this Agreement, regardless of whether the City has reviewed or approved the work or <br /> services which has given rise to the claim, loss, cost, damage, injury or liability for damages. <br /> This indemnification shall extend for a reasonable period of time after completion of the project <br /> as well as during the period of actual performance of services under this Agreement. The City's <br /> acceptance of the insurance certificates required under this Agreement does not relieve the <br /> Consultant from its obligation under this paragraph. To the extent that there is an obligation to <br /> indemnify under this Section 13, Consultant shall be responsible for incidental and consequential <br /> damages resulting directly or indirectly, in whole or in part, from Consultant's negligence, <br /> reckless or willful misconduct. <br /> Such obligations to defend, hold harmless and indemnify any Indemnitee shall not apply <br /> to the extent such Liabilities are caused by the sole negligence, active negligence or willful <br /> misconduct of such Indemnitee. Obligation to defend shall be proportionate as to Consultant's <br /> percentage of fault as provided in California Civil Code § 2782.8. <br /> 14. Insurance. During the term of this Agreement, Consultant shall maintain in full <br /> force and effect, at its own cost and expense, insurance coverages with insurers with an A.M. <br /> Best's rating of no less than A:VII. Contractor shall have the obligation to furnish City, as <br /> additional insured,the minimum coverages identified below, or such greater or broader coverage <br /> for City, if available in the Contractor's policies: <br /> a. General Liability and Bodily Injury Insurance. Commercial general <br /> liability insurance with limits of at least $2,000,000 combined limit for bodily injury and <br /> property damage that provides that the City, its officers, employees and agents are named <br /> additional insureds under the policy. The policy shall state in writing either on the <br /> Certificate of Insurance or attached rider that this insurance will operate as primary <br /> insurance for work performed by Consultant and its subconsultants, and that no other <br /> insurance effected by City or other named insured will be called on to cover a loss. <br /> b. Automobile Liability Insurance. Automobile liability insurance with limits <br /> not less than $2,000,000 per person/per occurrence. <br /> c. Workers' Compensation Insurance. Workers' Compensation Insurance for all <br /> of Consultant's employees, in strict compliance with State laws, including a waiver of <br /> subrogation and Employer's Liability Insurance with limits of at least$1,000,000. <br /> Page 4 of 7 <br />