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aspects and Commissioner Galvin questioned if people in the program would be required to obtain mortgage insurance. Mr. Dolan addressed concerns raised about giving preference to local people when using City of Pleasanton funds and issues about doing the same when County funds will be involved. He felt this was an issue that Council would consider carefully. Commissioner Gaidos questioned whether the City had faced any challenges regarding this in the past. Mr. Hernandez noted that HUD has indicated this could be a Fair Housing issue that would impact minorities. Commissioner Gaidos indicated that he felt strongly about this matter and felt some prioritization should be included that would help people working for nonprofits, county employees, firefighters, teachers, etc. Mr. Dolan provided information about qualifications required in the current DPA program, and Commissioner Gaidos stated that he did not want people to be able to come forward and take advantage of the program. Mr. Warner noted that people are advised to submit loan applications prior to looking for homes. A motion was made by Commissioner Gaidos, seconded by Commissioner Welsh, recommending changes to the Down Payment Assistance Program that include: increasing the maximum loan amount to $100,000 for eligible households earning no more than 120% AMI with a 6 -month application process and priority being given to people who have been Pleasanton residents for at least five years and are people who are employed as teachers, firefighters, police, etc. or work with the City, County or nonprofit agencies. Chairperson Soby indicated he could not support the motion but supported the criteria that would give priority to Pleasanton residents and workers and would prefer that a point system be put in place. Commissioner Welsh stated that she has problems spending these funds for median income people and commented on the mandate of the Housing Commission. She felt using the funds in this manner could eat away at the LIHF. She asked that the motion be modified to assess that funding for the program would be reviewed annually. Mr. Dolan commented on this. The motion was amended as follows: A motion was made by Commissioner Gaidos, seconded by Commissioner Welsh, recommending changes to the Down Payment Assistance Program that include: increasing the maximum loan amount to $100,000 for eligible households earning no more than 120% AMI with a 6 -month application process, priority being given to people who have been Pleasanton residents for at least five years and are employed as teachers, firefighters, police, etc. or work with the City, County or nonprofit agencies. Funding for the program should be reviewed on an annual basis. ROLL CALL VOTE: AYES: Commissioners Duggan, Gaidos, and Welsh. NOES: Commissioner Galvin and Chairperson Soby. ABSENT: Commissioner Kiziloglu ABSTAIN: None 5. Review of Housing and Human Services Grant (HHSG) Program Consolidated Annual Performance and Evaluation Reports (CAPER) for Fiscal Year 2018-2019 for Housing - Related Project. Page - 3 -