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Such obligations to defend, hold harmless and indemnify any Indemnitee shall not apply <br /> to the extent such Liabilities are caused by the sole negligence, active negligence or willful <br /> misconduct of such Indemnitee. <br /> 18. Insurance. During the term of this Agreement, Consultant shall maintain in full <br /> force and effect, at its own cost and expense, insurance coverages with insurers with an A.M. <br /> Best's rating of no less than A:VII. Contractor shall have the obligation to furnish City, as <br /> additional insured, the minimum coverages identified below, or such greater or broader coverage <br /> for City, if available in the Contractor's policies: <br /> a. General Liability and Bodily Injury Insurance. Commercial <br /> general liability insurance with limits of at least $2,000,000 combined limit for bodily <br /> injury and property damage that provides that the City, its officers, employees and agents <br /> are named additional insureds under the policy as evidenced by an additional insured <br /> endorsement satisfactory to the City Attorney. The policy shall state in writing either on <br /> the Certificate of Insurance or attached rider that this insurance will operate as primary <br /> insurance for work performed by Consultant and its subconsultants, and that no other <br /> insurance effected by City or other named insured will be called on to cover a loss. <br /> b. Automobile Liability Insurance. Automobile liability insurance with <br /> limits not less than$2,000,000 per person/per occurrence. <br /> c. Workers' Compensation Insurance. Workers' Compensation Insurance for <br /> all of Consultant's employees, in strict compliance with State laws, including a waiver of <br /> subrogation and Employer's Liability Insurance with limits of at least $1,000,000. <br /> d. Professional Liability Insurance. Professional liability insurance in the <br /> amount of$2,000,000. <br /> e. Certificate of Insurance. Consultant shall file a certificate of insurance <br /> with the City prior to the City's execution of this Agreement, and prior to engaging in any <br /> operation or activity set forth in this Agreement. The Certificate of Insurance shall provide in <br /> writing that the insurance afforded by this Certificate shall not be suspended,voided, canceled, <br /> reduced in coverage or in limits without providing notice to the City in accordance with <br /> California Insurance Code section 677.2 which requires the notice of cancellation to: 1) include <br /> the effective date of the cancellation; 2) include the reasons for the cancellation; and 3)be given <br /> at least 30 days prior to the effective date of the cancellation, except that in the case of <br /> cancellation for nonpayment of premiums or for fraud, the notice shall be given no less than 10 <br /> days prior to the effective date of the cancellation. Notice shall be sent by certified mail, return <br /> receipt requested. In addition,the insured shall provide thirty(30) days prior written notice to <br /> the City of any cancellation, suspension, reduction of coverage or in limits, or voiding of the <br /> insurance coverage required by this agreement. The City reserves the right to require complete <br /> certified copies of policies. <br /> f. Additional Insured. City, its City Council,boards and commissions, <br /> officers, and employees shall be named as an additional insured under all insurance coverages, <br /> except any professional liability or workers' compensation insurance, required by this <br /> Page 5 of 8 <br />