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Important Disclosures <br />The analyses and conclusions of Mirador <br />Capital Partners, LP ("Mirador") contained in this <br />presentation are based on publicly available <br />information. Mirador recognizes that there may <br />be nonpublic information in the possession of <br />the companies discussed in this presentation <br />that could lead these companies and others to <br />disagree with Mirador's analyses, conclusions <br />and opinions. This presentation and the <br />information contained herein is not investment <br />advice or a recommendation or solicitation <br />to buy or sell any securities. All investments <br />involve risk, including the loss of principal. <br />The analyses provided may include certain <br />forward-looking statements, estimates and <br />projections prepared with respect to, among <br />other things, the historical and anticipated <br />operating performance of the companies <br />discussed in this presentation, access to capital <br />markets, market conditions and the values of <br />assets and liabilities. Such statements, estimates, <br />and projections reflect various assumptions <br />by Mirador concerning anticipated results that <br />are inherently subject to significant economic, <br />competitive, and other uncertainties and <br />contingencies and have been included solely <br />for illustrative purposes. No representations, <br />express or implied, are made as to the <br />accuracy or completeness of such statements, <br />estimates or projections or with respect <br />to any other materials herein and Mirador <br />disclaims any liability with respect thereto. <br />33 <br />Actual results may vary materially from the <br />estimates and projected results contained <br />herein. The information contained in this <br />presentation may not contain all of the <br />information required in order to evaluate the <br />value of the companies discussed in this <br />presentation. The opinions, analyses, conclusions <br />and proposals presented herein represent the <br />views of Mirador and not those of any third party. <br />It is possible that there will be developments <br />in the future that cause Mirador to change <br />its position regarding these companies. <br />Mirador hereby disclaims any duty to provide <br />any updates or changes to the analyses <br />contained here including, without limitation, the <br />manner or type of any Mirador investment. <br />Mirador Capital Partners, LP is an SEC -registered <br />Investment Adviser. This presentation is solely <br />for informational purposes. Advisory services <br />are only offered to clients or prospective <br />clients where Mirador and its representatives <br />are properly licensed or exempt from <br />Licensure. Past performance is no guarantee <br />of future returns. Investing involves risk <br />and possible loss of principal capital. No <br />advice may be rendered by Mirador unless <br />a client service agreement is in place. <br />