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G. Subdivider shall provide a substitute certificate of insurance no later than thirty(30) days prior to the policy expiration date. Failure by the Subdivider to provide such a substitution and extend the policy expiration date shall be considered a default by Subdivider and may subject the Subdivider to a Stop Work Notice until the Subdivider has cured the default. H. Subdivider shall provide insurance that is primary as respects the City, its officers, employees, officials and agents. I. Maintenance of insurance by the Subdivider as specified in this Agreement shall in no way be interpreted as relieving the Subdivider of any responsibility whatever and the Subdivider may carry, at its own expense, such additional insurance as it deems necessary. J. The insurer shall agree to waive all rights of subrogation against the City, its officers, officials, employees, officials and agents for losses arising from work performed by the Subdivider. K. The insurer shall provide the amount of self-insured retention and City shall have the right to disapprove insurance coverage if it deems the self-insured retention exceeds reasonable deduction. 14. Compliance with Laws. Subdivider, its agents, employees, contractors and subcontractors shall comply with all federal, state and local laws in the performance of the work required by this Agreement. To the extent improvements to be constructed by Subdivider, or under the direction of Subdivider, pursuant to this Agreement are considered to be a public work requiring the payment of prevailing wages and compliance with other prevailing wage laws under Labor Code Sections 1720 et seq., Subdivider shall cause the contractor and subcontractors to pay prevailing wages and to comply with all other prevailing wage laws pursuant to California Labor Code Sections 1720 et seq. and implementing regulations of the California Department of Industrial Relations and comply with any other applicable provisions of Labor Code Sections 1720 et seq. and implementing regulations of the Department of Industrial Relations. Subdivider shall indemnify, defend, protect and hold harmless City, its agents, elected officials, officers, employees and independent consultants from and against any third party claim, cause of action, administrative or judicial proceeding or enforcement action of any kind arising out of or resulting from Subdivider or its contractors and subcontractors' alleged or actual failure to comply with prevailing wage law. 15. Attorney's Fees. In the event that either party shall file and prevail in any action or suit for the enforcement of any of its rights under this Agreement, the non-prevailing party shall pay to the prevailing party reasonable attorney's fees and costs as may be fixed by the court on account thereof 16. Notices. All notices herein required shall be in writing and shall be delivered in person or sent by certified mail, postage prepaid. Notices required to be given to City shall be addressed as follows: Subdivision Agreement Tract 8259—Ponderosa Homes II,Inc. Page 6 of 7