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<br />5. Sole Proprietor. I am the Customer, and I individually am the sole owner of the Business. The Business is not a corporation, partnership,
<br />limited liability company, or any other form of business entity. This Certificate constitutes a durable power of attorney appointing agents,
<br />each acting singly, to take any and all action authorized under this Certificate or any other document described in this Certificate. This power
<br />of attorney will survive my incompetence, incapacity, or disability. "Attomey -in- Fact" means any of the following listed persons, acting
<br />singly unless otherwise provided in this Certificate:
<br />C. AUTHORIZATIONS (applicable to all Types of Organizations)
<br />6. Account Opening.
<br />Each Account Manager is authorized to open one or more Accounts from time to time with Bank. "Account Manager' means each person
<br />holding an officer title with Customer. If Customer is a limited liability company or partnership, "Account Manager means any member,
<br />manager, general partner, or trustee (or authorized official of a member, manager, general partner, or trustee) of Customer. However, if
<br />any names or titles are listed In the following line, "Account Manager" means only the following listed persons:
<br />. If Customer is a sole proprietor,
<br />"Account Manager means only Customer individually (i.e., the owner of the Business) or an Attorney -in -Fad, if designated by Customer. If
<br />Customer is a trust (other than a business trust), "Account Manager' means only each individual trustee and each person authorized to act
<br />on behalf of any entity trustee of Customer. If Customer is a joint venture, "Account Manager means only each joint venturer and each
<br />person authorized to act on behalf of the joint venture. If Customer is a governmental entity whose financial affairs are directed by a
<br />Financial Officer, "Account Manager means only the Financial Officer. If Customer is a governmental entity whose financial affairs are
<br />directed by a governmental body, "Account Manager means only the Certifying Official. Opening any Account will constitute Customer's
<br />agreement to be bound by all of Bank's account terms, conditions, documents, and agreements (as they may be amended from time to time)
<br />executed or delivered in connection with the Account
<br />7. Banking Services.
<br />"Authorized Person" means any Account Manager as designated above in Section C6. An Authorized Person may perform any or all of
<br />the functions listed below. Subject to any written agreement (and other forms applicable to the products and services), between Customer
<br />and Bank, any one Authorized Person is authorized to: (1) sign checks, drafts, notes, acceptances and other instruments (collectively
<br />referred to as "Items "); (2) take any action and /or give in instructions in writing, verbally, electronically or otherwise, ( "Instructions ") as
<br />provided in the account terms, United States addendum to account terms or other agreement between Customer and Bank; and (3) identify,
<br />implement and contract with Bank for cash management product and services relating to an Account and /or other general banking services
<br />for the benefit of Customer, including without limitation electronic funds transfer services, electronic information services, automated
<br />clearinghouse services, lockbox services, fraud prevention services, and automated sweep investment services. Use of any such service
<br />will constitute Customer's agreement to Bank's standard agreements applicable to the products or services requested.
<br />8. Changes to Authorized Persons.
<br />The Secretary, any Assistant Secretary, or any Account Manager may instruct Bank to add, delete or otherwise make changes to
<br />Authorized Persons by a written notice to Bank ( "Change Notice "). The Change Notice should identify all changes to Authorized Persons,
<br />including persons added or deleted, certify the name, title, and signature of each additional Authorized Person, and set forth any limitations
<br />to the authority of Authorized Persons.
<br />9. Deposits.
<br />Bank is authorized to accept for deposit, credit, collection, or any other purpose, items or electronic deposits payable to (1) Customer by any
<br />trade name or style used by Customer, or (2) any owner, shareholder, partner, member, manager, trustee, or venturer of Customer
<br />( "Owner"), or (3) more than one Owner, either jointly or in the alternative. All Items may be deposited to any Account with or without
<br />endorsement.
<br />10. Continued Effectiveness.
<br />This Certificate will continue in full force and effect until Bank actually receives written notice from Customer revoking or modifying this
<br />certificate and Bank has had a reasonable opportunity to act on it. Bank may conclusively presume that this Certificate is in effect and that
<br />the persons identified from time to time as Account Managers or Authorized Persons by this Certificate, any signature card, or any Change
<br />Notice have been duly elected or appointed and continue to hold such positions. Customer releases Bank from any liability and will
<br />indemnify Bank against any loss, liability, or expense arising from Bank's reliance on this Certificate or any other certification or instructions
<br />provided by the Secretary, any Assistant Secretary, or any Account Manager.
<br />D. ADDITIONAL PROVISIONS (Only applicable to Trust or Governmental Entity)
<br />11. Delegation of Authority for Trusts.
<br />If Customer is a trust (other than a business trust), each of the trustees expressly represents that the delegation of authority provided in
<br />this Certificate is for the ministerial act of executing instruments payable by, providing instructions to, or making deposits in Bank with
<br />respect to trust assets in an Account, which are authorized by the trust instrument. Bank is entitled to rely on this representation in
<br />conducting any business relating to any Account of the trust.
<br />PN: 1125418 DOC ID: 3 Page 6 of 51
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