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MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of"concentration") As with the Consortium at large,the most common housing problem for low to moderate-income households in Pleasanton is cost burden. Renters struggle to afford rental rates and low-income homeowners (particularly single-parent households and seniors on fixed incomes)struggle to afford the cost of household maintenance and repairs. In the latter case, poorly-maintained homes lead to additional repair problems, higher utility costs, etc.,further restricting household fund's and contributing to the deterioration of housing units. While the number and percentage of cost burdened households in Pleasanton is less than the average throughout the Consortium,the affordability gap is,larger because Pleasanton has the highest rents and ownership housing costs within the entire region as noted earlier. Are there any areas in the jurisdiction where racial or ethnic minorities'or low-income families are concentrated? (include a definition of"concentration")\ The Consortium overall has a diverse population with no one race comprising a majority in 2014. The population of Pleasanton is less diverse although the past-decade has seen a trend toward greater diversity. White(non-Hispanic) persons account Mr 57.2%of the,population (324%Consortium-wide), while Asians represent 25.6%(31.2%Consortium-wide).. Hispanics and Latinos/represent 11.6%of the population (23.9%Consortium-wide). Black or African American persons represent 2% (6.8% Consortium-wide),followed by smaller percentages of other races(e.g Native American, Native Hawaiian/Pacific Islander), mixed race or other. There are several methods recognized by HUD for defining areas of minority concentration. One method defines areas of minority concentration as census tracts where more than 50%of the population is comprised of a single ethnic or racial group. Another way to define minority concentration is an area where the percentage of all minorities is at least 20%above the overall percentage for the Consortium-wide minority population'percentage. Pleasanton does not have any areas of racial or ethnic minority concentration under either definition.Similarly, Pleasanton does not have any concentrations with regard to household income. What are the characteristics of the market in these areas/neighborhoods? Not applicable. Are there any community assets in these areas/neighborhoods? Not applicable. Consolidated Plan PLEASANTON 28 OMB Control No:2506-0117(exp.07/31/2015)