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its services under this Agreement, regardless of whether City has reviewed or approved the work or services which has given rise to the claim, loss, damage, injury, or liability for damages. This indemnification shall extend for a reasonable period of time after completion of the project as well as during the period of actual performance of services under this Agreement. The City's acceptance of the insurance certificates required under this Agreement does not relieve the Consultant from its obligation under this paragraph. 12. Ins urance. During the term of this Agreement, Consultant shall maintain in full force and effect at its own cost and expense the following insurance coverage with insures with an A.M. Best's rating of no less than A:VII: a. General Liability and Bodily Iniury Ins urance. Commercial general liability insurance with limits of at least $1,000,000 combined limit for bodily injury and property damage that provides that City, its officers, employees, and agents are named additional insureds under the policy. The policy shall state in writing either on the Certificate of Insurance or attached rider that this insurance will operate as primary insurance for work performed by Consultant and its subconsultants, and that no other insurance effected by City or other named insured will be called on to cover a loss. b. Automobile Liability Insurance. Automobile liability insurance with limits not less than $1,000,000 per person/per occurrence. c. Workers Compensation Insurance. Workers Compensation Insurance for all of Consultant's employees, in strict compliance with State laws, including a waiver of subrogation and Employer's Liability Insurance with limits of at least $1,000,000. d. Professional Liability Insurance. Professional liability insurance in the amount of$1,000,000. e. Certificate of Insurance. Consultant shall file a certificate of insurance with City prior to City's execution of this Agreement, and prior to engaging in any operation or activity set forth in this Agreement. The Certificate of Insurance shall provide in writing that the insurance afforded by this Certificate shall not be suspended, voided, canceled, reduced in coverage or in limits without providing notice to City in accordance with California Insurance Code section 677.2 which requires the notice of cancelation to: (1) include the effective date of the cancelation; (2) include the reasons for the cancelation; (3) be given at least 30 days prior to the effective date of the cancelation, except that in the case of cancelation for nonpayment of premiums or for fraud, the notice shall be given no less than 10 days prior to the effective date of the cancelation. Notice shall be sent by certified mail, return receipt requested. In addition, the insured shall provide thirty (30) days prior written notice to the City of any cancelation, suspension, reduction of coverage or in limits, or voiding of the insurance coverage required by this Agreement. The City reserves the right to require complete certified copies of policies. Page 3 of 6