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11. Indemnity and Hold Harmless. Consultant shall defend, indemnify, and hold <br /> harmless, the City and its officers, agents and employees from and against all claims, <br /> losses, damage, injury, and liability for damages arising from, or alleged to have arisen <br /> from, errors, omissions, negligent or wrongful acts of the Consultant in the performance <br /> of its services under this Agreement, regardless of whether the City has reviewed or <br /> approved the work or services which has given rise to the claim, loss, damage, injury or <br /> liability for damages. This indemnification shall extend for a reasonable period of time <br /> after completion of the project as well as during the period of actual performance of <br /> services under this Agreement. The City's acceptance of the insurance certificates <br /> required under this Agreement does not relieve the Consultant from its obligation under <br /> this paragraph. <br /> 12. Insurance. During the term of this Agreement, Consultant shall maintain in full <br /> force and effect at its own cost and expense the following insurance coverage with <br /> insures with an A.M. Best's rating of no less than A:VII: <br /> a. General Liability and Bodily Injury Insurance. Commercial general liability <br /> insurance with limits of at least $1,000,000 combined limit for bodily injury and <br /> property damage that provides that the City, its officers, employees and agents are <br /> named additional insureds under the policy as evidenced by an additional insured <br /> endorsement satisfactory to the City Attorney. The policy shall state in writing either <br /> on the Certificate of Insurance or attached rider that this insurance will operate as <br /> primary insurance for work performed by Consultant and its subconsultants, and that <br /> no other insurance effected by City or other named insured will be called on to cover <br /> a loss. <br /> b. Automobile Liability Insurance. Automobile liability insurance with limits not less <br /> than $1,000,000 per person/per occurrence. <br /> c. Workers' Compensation Insurance. Workers' Compensation Insurance for all of <br /> Consultant's employees, in strict compliance with State laws, including a waiver of <br /> subrogation and Employer's Liability Insurance with limits of at least $1,000,000. <br /> c. Professional Liability Insurance. Professional liability insurance in the amount of <br /> $1,000,000. <br /> d. Certificate of Insurance. Consultant shall file a certificate of insurance with the City <br /> prior to the City's execution of this Agreement, and prior to engaging in any <br /> operation or activity set forth in this Agreement. The Certificate of Insurance shall <br /> provide in writing that the insurance afforded by this Certificate shall not be <br /> suspended, voided, canceled, reduced in coverage or in limits without providing <br /> notice to the City in accordance with California Insurance Code section 677.2 which <br /> requires the notice of cancellation to: 1) include the effective date of the cancellation; <br /> 2) include the reasons for the cancellation; and 3) be given at least 30 days prior to <br /> the effective date of the cancellation, except that in the case of cancellation for <br /> nonpayment of premiums or for fraud, the notice shall be given no less than 10 days <br />