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(i) Any failure to pay, in full, any payment required under this Note when due following written notice by the Holder of such failure and thirty (30) days opportunity to cure; (ii) Any failure in the performance by Borrower of any term, condition, provision or covenant set forth in this Note subject to the notice and cure period set forth in Section 5.1 of the Loan Agreement; (iii) The occurrence of any event of default under the Loan Agreement, the Deed of Trust, or the Regulatory Agreement, or other instrument securing the obligations of Borrower under this Note or under any other promissory notes hereafter issued by Borrower to Holder pursuant to the Loan Agreement or the Deed of Trust, subject to notice and cure periods, if any, set forth herein; (iv) A default is declared under the Approved Financing as defined in the Loan Agreement by the lender of such Approved Financing (subject to the notice and cure period set forth in Section 5.1 of the Loan Agreement). (b) Upon the occurrence of such an event of default, the entire unpaid principal balance, together with all interest thereon, and together with all other sums then payable under this Note and the Deed of Trust shall at the option of Holder become immediately due and payable upon written notice by Holder to Borrower without further demand. 7. Miscellaneous Provisions. (a) All notices to Holder or Borrower shall be given in the manner and at the addresses set forth in the Loan Agreement, or to such addresses as Holder and Borrower may hereinafter designate. (b) This Note may not be changed orally, but only by an agreement in writing signed by the party against whom enforcement of any waiver, change, modification or discharge is sought. (c) This Note shall be governed by and construed in accordance with the laws of the State of California. (d) The rimes for the performance of any obligations hereunder shall be strictly construed, time being of the essence. (e) This document, together with the Loan Agreement and the related Deed of Trust and Regulatory Agreement, contains the entire agreement between the parties as to the Loan. It may not be modified except upon written consent of the parties.