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Pre - Payment <br /> There will be no penalty for prepayment of the loan. <br /> Other: <br /> Presentment, demand, protest and notice are hereby expressly waived by the undersigned. Should payment hereof not be made when <br /> due, the undersigned further promises to pay all costs of collection, including, without limitations, attorney's fees, incurred by Holder in <br /> connection herewith. <br /> In case of default and non compliance of any of the terms of this loan hereto, the Borrower shall pay additional interest at the rate of <br /> seven (7) percent per annum on the unpaid principal for the noncompliance period. <br /> This Note is secured by a Deed of Trust executed by the Borrower in favor of the Holder, reference to which is hereby made for <br /> additional terms and conditions affecting this Note. This Note shall be governed and construed in accordance with the law of the State <br /> of California. If the Borrower is more than one, ea covenant and obligation contained herein shall be joint and several. <br /> Sig r - • <br /> liff /.It� �. /L e /.iii <br /> Anita Eilee'e <br /> Date: ip.'. /lit/ /o / // <br /> Addendum <br /> The principal on this Promissory Note has been reduced to $ , due to unused funds. All terms and conditions <br /> of this Promissory Note and Deed of Trust executed in conjunction with this Promissory Note will remain the same. <br /> Holder: Date: <br />